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SBA Lenders for Personal Care (Salons, Spas)
Top lenders ranked by real SBA lending data for personal care (salons, spas) nationwide.
What Borrowers Should Know
Personal care SBA loans carry a 24 basis point pricing advantage over the national median (P+2.51% vs P+2.75%). With 4,134 deals across 369 active lenders, this industry has genuine competition driving rates down—your salon or spa can shop for better terms than many other small businesses.
The top 5 lenders control 1,712 of 4,134 deals (41%). If you're denied by Wells Fargo or U.S. Bank, you still have 364 other lenders to approach. However, the sharp drop-off after the top tier suggests availability may tighten outside major banks—start conversations early and consider smaller regional lenders.
California dominates with 2,535 deals (61% of the total), while the next four states combined account for only 1,568 deals. If you're located outside the West/Mountain region, you're in less-saturated lending territory, which could mean less standardized pricing but also potentially slower processing and fewer competing offers.
Total SBA Loans
27,649
Active Lenders
1,646
Avg Deal Size
$227K
Total Volume
$6.3B
Personal Care (Salons, Spas) SBA loans average $227K in deal size across 27,649 total loans. The median 7(a) spread in this segment is P + 2.43%.
Limited data for this industry
We have limited lending data for Personal Care (Salons, Spas). Try browsing related industries or searching by state.
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