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SBA Lenders in Colorado

Top lenders ranked by real SBA lending data. See who's most active in Colorado across deal count, loan size, and pricing.

What Borrowers Should Know

Colorado's median 7(a) spread of P+2.18% is 57 basis points below the national median of P+2.75%, meaning borrowers here are getting notably better pricing. With 259 active lenders competing for 4,016 deals annually, this competitive market is working in your favor on interest rate negotiations.

U.S. Bank dominates Colorado's SBA lending with 673 deals—more than 40% higher volume than the second-place lender (Wells Fargo at 469 deals). This concentration means you should shop beyond the top two banks; the remaining 257 lenders collectively hold 2,874 deals, offering more flexibility on terms and approval speed.

Colorado's average deal size of $458,349 suggests the market supports mid-sized loans. If your loan request falls in the $300K–$600K range, you're in the sweet spot for this state's lending ecosystem and can expect faster underwriting and more lender appetite than borrowers seeking unusually large or small amounts.

Top Industries in Colorado

SBA lending activity by industry segment.

Specialty Trade ContractorsConstruction
2,736 deals$439K avg
Building ConstructionConstruction
788 deals$303K avg
Auto Dealers & PartsRetail Trade
310 deals$824K avg
Heavy & Civil EngineeringConstruction
182 deals$796K avg