STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
43,118
2010–2026
Total Volume
$11.3B
Gross loan amounts
States Active
50
With recorded loans
Programs
7(a) & 504
43118 total segments
U.S. Bank has a strong focus on existing businesses, with 72% of their SBA deals supporting established companies. This is beneficial if you're looking to expand an existing operation rather than starting from scratch.
With an average 7(a) spread of P+2.17%, U.S. Bank offers competitive pricing compared to the national median of P+2.75%. This could mean lower overall costs for your loan.
Although U.S. Bank has minimal 504 presence at just 2.7% of their total deals, they are a major player in the 7(a) space with over 41,000 deals. If you're primarily seeking a 7(a) loan, this lender could be a solid choice.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 1,150 504 loans, which use fixed SBA debenture rates.
Top 15 of 50 states where U.S. Bank, National Association has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Specialty Trade Contractors
Construction
Restaurants & Food Service
Accommodation & Food Services
Building Construction
Construction
Manufacturing
Manufacturing
Management & IT Consulting
Professional Services
Wholesale Trade
Wholesale Trade
Administrative & Waste Services
Administrative & Waste Services
Transportation & Warehousing
Transportation & Warehousing
+ 7 more
All recorded SBA lending activity for U.S. Bank, National Association, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Specialty Trade Contractors · Under $150K | 7(a) | 1355 | P+3.99% | $36K | Q4 2025 |
| California · Restaurants & Food Service · Under $150K | 7(a) | 883 | P+2.75% | $39K | Q4 2025 |
| California · Transportation & Warehousing · Under $150K | 7(a) | 723 | P+1.99% | $43K | Q4 2025 |
| California · Building Construction · Under $150K | 7(a) | 699 | P+4.50% | $37K | Q4 2025 |
| California · Management & IT Consulting · Under $150K | 7(a) | 682 | P+4.25% | $38K | Q4 2025 |
| Colorado · Specialty Trade Contractors · Under $150K | 7(a) | 431 | P+4.00% | $31K | Q4 2025 |
| Minnesota · Specialty Trade Contractors · Under $150K | 7(a) | 417 | P+4.00% | $31K | Q4 2025 |
| California · Wholesale Trade · Under $150K | 7(a) | 416 | P+3.74% | $44K | Q4 2025 |
| Oregon · Specialty Trade Contractors · Under $150K | 7(a) | 403 | P+4.49% | $32K | Q4 2025 |
| Ohio · Specialty Trade Contractors · Under $150K | 7(a) | 403 | P+4.50% | $32K | Q4 2025 |
| California · Manufacturing · Under $150K | 7(a) | 402 | P+3.74% | $42K | Q4 2025 |
| California · Real Estate · Under $150K | 7(a) | 370 | P+3.74% | $37K | Q4 2025 |
| Washington · Specialty Trade Contractors · Under $150K | 7(a) | 356 | P+4.50% | $38K | Q4 2025 |
| California · Personal Care (Salons, Spas) · Under $150K | 7(a) | 336 | P+2.74% | $31K | Q4 2025 |
| Missouri · Specialty Trade Contractors · Under $150K | 7(a) | 322 | P+4.25% | $30K | Q4 2025 |
| California · Administrative & Waste Services · Under $150K | 7(a) | 304 | P+2.99% | $38K | Q4 2025 |
| Oregon · Restaurants & Food Service · Under $150K | 7(a) | 296 | P+3.24% | $31K | Q4 2025 |
| Oregon · Building Construction · Under $150K | 7(a) | 283 | P+4.50% | $31K | Q3 2025 |
| California · Auto Repair & Maintenance · Under $150K | 7(a) | 276 | P+3.00% | $37K | Q4 2025 |
| Illinois · Specialty Trade Contractors · Under $150K | 7(a) | 271 | P+4.50% | $31K | Q4 2025 |
| Washington · Restaurants & Food Service · Under $150K | 7(a) | 249 | P+3.24% | $36K | Q4 2025 |
| California · Retail Trade · Under $150K | 7(a) | 246 | P+3.74% | $44K | Q3 2025 |
| Minnesota · Management & IT Consulting · Under $150K | 7(a) | 220 | P+4.49% | $34K | Q4 2025 |
| Tennessee · Specialty Trade Contractors · Under $150K | 7(a) | 216 | P+3.87% | $30K | Q4 2025 |
| Washington · Building Construction · Under $150K | 7(a) | 208 | P+4.50% | $36K | Q4 2025 |
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Real experiences from borrowers who closed SBA loans with U.S. Bank, National Association.
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