SBA Lenders in Georgia
Top lenders ranked by real SBA lending data. See who's most active in Georgia across deal count, loan size, and pricing.
What Borrowers Should Know
Georgia's median 7(a) spread of P+2.42% is 33 basis points lower than the national median of P+2.75%, meaning borrowers here pay less above the prime rate. With 248 active lenders competing for 2,726 deals, this pricing advantage suggests a relatively competitive lending market where you have room to shop rates.
Wells Fargo dominates Georgia's SBA lending with 348 deals—nearly 13% of all Georgia SBA loans—while the next four lenders combined account for only 428 deals. This concentration means Wells Fargo sets the market tone, but the presence of 248 total lenders suggests you shouldn't default to them without comparing terms from regional players like Metro City Bank or Truist.
Georgia's average deal size of $502,104 is notably modest, indicating the market handles many small-loan requests efficiently. If you're seeking a sub-$500K loan, Georgia's lending infrastructure is well-sized for your scale, reducing the risk that lenders view your request as too small to prioritize.
Total SBA Loans
2,718
Active Lenders
204
Avg Deal Size
$503K
Total Volume
$1.4B
Top 10 Lenders in Georgia
Ranked by total deal count across all SBA programs.
| # | Lender | Type | Deals | Avg Size | Spread | |
|---|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | Bank | 353 | $144K | P + 1.97%GOOD | |
| 2 | Truist Bank | Bank | 133 | $302K | P + 2.58%AVERAGE | |
| 3 | United Midwest Savings Bank National Association | Bank | 111 | $154K | P + 2.75%AVERAGE | |
| 4 | JPMorgan Chase Bank, National Association | Bank | 99 | $176K | P + 3.80%HIGH | |
| 5 | Metro City Bank | Bank | 95 | $655K | P + 1.38%COMPETITIVE | |
| 6 | Northeast Bank | Bank | 92 | $172K | P + 2.75%AVERAGE | |
| 7 | BayFirst National Bank | Bank | 86 | $205K | P + 2.88%ABOVE AVG | |
| 8 | Renasant Bank | Bank | 76 | $702K | P + 2.13%GOOD | |
| 9 | SouthState Bank, National Association | Bank | 74 | $591K | P + 2.44%AVERAGE | |
| 10 | Cadence Bank | Bank | 73 | $706K | P + 2.38%AVERAGE |
Top Industries in Georgia
SBA lending activity by industry segment.