GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
4,200
2010–2025
Total Volume
$1.8B
Gross loan amounts
States Active
46
With recorded loans
Programs
7(a) & 504
4196 total segments
Simmons Bank has a strong focus on startups, with 55% of their deals going to new businesses. This could be beneficial if you're looking to launch a new venture.
With an average 7(a) spread of P+2.36%, Simmons Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest.
Simmons Bank's deal volume has declined by 62% year-over-year, which may indicate a tightening of lending standards. This could make approval more challenging for new applicants.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 165 504 loans, which use fixed SBA debenture rates.
Top 15 of 46 states where Simmons Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Personal Care (Salons, Spas)
Other Services
Restaurants & Food Service
Accommodation & Food Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Manufacturing
Manufacturing
Other Health Practitioners
Health Care & Social Assistance
Administrative & Waste Services
Administrative & Waste Services
Other Repair & Services
Other Services
Auto Repair & Maintenance
Other Services
+ 7 more
All recorded SBA lending activity for Simmons Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 106 | P+2.50% | $251K | Q2 2022 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 84 | P+2.50% | $254K | Q2 2023 |
| Missouri · Restaurants & Food Service · Under $150K | 7(a) | 80 | P+2.75% | $79K | Q4 2019 |
| California · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 65 | P+2.50% | $272K | Q1 2019 |
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 51 | P+2.50% | $102K | Q2 2022 |
| Missouri · Restaurants & Food Service · $150K – $350K | 7(a) | 48 | P+2.75% | $250K | Q1 2023 |
| Texas · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 45 | P+2.50% | $268K | Q3 2021 |
| Texas · Personal Care (Salons, Spas) · $350K – $500K | 7(a) | 44 | P+2.50% | $408K | Q1 2024 |
| Illinois · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 42 | P+2.50% | $224K | Q1 2019 |
| Texas · Personal Care (Salons, Spas) · Under $150K | 7(a) | 40 | P+2.50% | $94K | Q3 2018 |
| Missouri · Specialty Trade Contractors · Under $150K | 7(a) | 38 | P+2.75% | $99K | Q2 2024 |
| Ohio · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 36 | P+2.50% | $216K | Q3 2021 |
| Texas · Restaurants & Food Service · $350K – $500K | 7(a) | 35 | P+2.25% | $416K | Q3 2023 |
| Florida · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 34 | P+2.50% | $262K | Q4 2018 |
| Missouri · Transportation & Warehousing · Under $150K | 7(a) | 33 | P+2.75% | $86K | Q3 2018 |
| Missouri · Administrative & Waste Services · Under $150K | 7(a) | 32 | P+2.75% | $77K | Q2 2020 |
| California · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 32 | P+2.50% | $243K | Q1 2020 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 31 | P+2.25% | $731K | Q3 2022 |
| California · Personal Care (Salons, Spas) · $350K – $500K | 7(a) | 30 | P+2.50% | $414K | Q1 2020 |
| Missouri · Manufacturing · Under $150K | 7(a) | 30 | P+2.75% | $96K | Q3 2017 |
| Missouri · Auto Repair & Maintenance · Under $150K | 7(a) | 29 | P+2.75% | $84K | Q1 2019 |
| Arizona · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 28 | P+2.50% | $286K | Q2 2019 |
| Missouri · Arts, Entertainment & Recreation · Under $150K | 7(a) | 28 | P+2.75% | $69K | Q1 2025 |
| Missouri · Other Health Practitioners · Under $150K | 7(a) | 26 | P+2.75% | $83K | Q1 2018 |
| Missouri · Wholesale Trade · Under $150K | 7(a) | 26 | P+2.75% | $89K | Q4 2018 |
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