GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
GOOD
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
25,879
2010–2026
Total Volume
$3.9B
Gross loan amounts
States Active
28
With recorded loans
Programs
7(a) & 504
25871 total segments
Manufacturers and Traders Trust Company primarily serves existing businesses, with 63% of their deals focused on this segment. If you're an established business looking for funding, this lender may be a good fit.
With an average 7(a) spread of P+2.36%, this lender offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The lender's growth trend shows a significant 42% year-over-year increase in deals, indicating they are expanding their lending capacity. This could mean a higher likelihood of approval for your loan application.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 734 504 loans, which use fixed SBA debenture rates.
Top 15 of 28 states where Manufacturers and Traders Trust Company has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Manufacturing
Manufacturing
Administrative & Waste Services
Administrative & Waste Services
Management & IT Consulting
Professional Services
Building Construction
Construction
Transportation & Warehousing
Transportation & Warehousing
Wholesale Trade
Wholesale Trade
+ 7 more
All recorded SBA lending activity for Manufacturers and Traders Trust Company, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New York · Restaurants & Food Service · Under $150K | 7(a) | 781 | P+3.00% | $55K | Q4 2025 |
| New York · Specialty Trade Contractors · Under $150K | 7(a) | 770 | P+3.75% | $58K | Q4 2025 |
| New York · Manufacturing · Under $150K | 7(a) | 506 | P+3.00% | $63K | Q4 2025 |
| Maryland · Restaurants & Food Service · Under $150K | 7(a) | 398 | P+3.17% | $51K | Q4 2025 |
| New York · Administrative & Waste Services · Under $150K | 7(a) | 389 | P+3.75% | $49K | Q4 2025 |
| New York · Building Construction · Under $150K | 7(a) | 385 | P+3.75% | $54K | Q4 2025 |
| Maryland · Specialty Trade Contractors · Under $150K | 7(a) | 358 | P+3.75% | $53K | Q4 2025 |
| Maryland · Management & IT Consulting · Under $150K | 7(a) | 353 | P+3.00% | $64K | Q4 2025 |
| New York · Transportation & Warehousing · Under $150K | 7(a) | 342 | P+3.50% | $54K | Q4 2025 |
| New York · Wholesale Trade · Under $150K | 7(a) | 338 | P+3.50% | $65K | Q4 2025 |
| New York · Retail Trade · Under $150K | 7(a) | 305 | P+3.00% | $61K | Q4 2025 |
| New York · Food & Beverage Stores · Under $150K | 7(a) | 301 | P+3.00% | $56K | Q4 2025 |
| Maryland · Transportation & Warehousing · Under $150K | 7(a) | 282 | P+3.62% | $48K | Q4 2025 |
| Pennsylvania · Specialty Trade Contractors · Under $150K | 7(a) | 271 | P+3.50% | $51K | Q4 2025 |
| Pennsylvania · Restaurants & Food Service · Under $150K | 7(a) | 234 | P+3.00% | $53K | Q4 2025 |
| Maryland · Building Construction · Under $150K | 7(a) | 234 | P+4.12% | $54K | Q4 2025 |
| New York · Personal Care (Salons, Spas) · Under $150K | 7(a) | 232 | P+3.25% | $46K | Q4 2025 |
| Maryland · Administrative & Waste Services · Under $150K | 7(a) | 229 | P+3.99% | $51K | Q4 2025 |
| New York · Management & IT Consulting · Under $150K | 7(a) | 224 | P+3.75% | $57K | Q4 2025 |
| New York · Auto Repair & Maintenance · Under $150K | 7(a) | 222 | P+3.50% | $41K | Q4 2025 |
| New York · Miscellaneous Retail · Under $150K | 7(a) | 219 | P+3.49% | $65K | Q4 2025 |
| New York · Arts, Entertainment & Recreation · Under $150K | 7(a) | 216 | P+3.00% | $45K | Q4 2025 |
| New York · Other Health Practitioners · Under $150K | 7(a) | 216 | P+3.19% | $48K | Q4 2025 |
| Maryland · Other Health Practitioners · Under $150K | 7(a) | 215 | P+3.00% | $57K | Q4 2025 |
| Pennsylvania · Transportation & Warehousing · Under $150K | 7(a) | 204 | P+3.50% | $49K | Q4 2025 |
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Real experiences from borrowers who closed SBA loans with Manufacturers and Traders Trust Company.
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