Data-Driven Analysis
SBA Lending Insights
Rankings, rate benchmarks, and market analysis powered by over1,000,000+ real SBA loan approvals.
What Spread Over Prime Should You Expect on an SBA 7(a) Loan?
National spread benchmarks by loan size, based on 896,000+ real SBA 7(a) loans. See P10, P50, and P90 spreads and how size affects your rate.
The 25 Most Active SBA 7(a) Lenders in America
Ranked by actual deal count from real SBA lending data. See which lenders do the most SBA 7(a) loans and what spreads they charge.
Lender Rankings
The most active SBA lenders, ranked by real deal data.
Best SBA Lenders for Loans Under $350K
The most active SBA 7(a) lenders for smaller loans, ranked by deal count and spread. See who specializes in the $0-$350K range.
Top 100 SBA Lenders of 2026
The definitive ranking of America's top 100 SBA lenders by total loan volume. Both 7(a) and 504 programs, ranked by real SBA lending data.
Updated 2026-04-04Lender RankingsBest SBA Lenders for Business Acquisitions
Which banks actually fund acquisition entrepreneurs? We ranked every SBA 7(a) lender by their confirmed Acquiring Minds deal count. Real SBA-matched loans, real rates, real patterns.
Updated 2026-04-10Rates & Benchmarks
Spread benchmarks, lender type comparisons, and program analysis.
Small SBA Loans Cost More: The Size-Spread Relationship
Data analysis showing how SBA loan size directly affects the spread you pay. Smaller loans carry significantly wider spreads than larger ones.
Updated 2026-04-02Market AnalysisBanks vs. Credit Unions vs. Nonbanks: Who Offers the Best SBA Rates?
Data comparison of SBA 7(a) loan spreads across banks, credit unions, CDCs, and nonbank lenders. See which lender type consistently offers better pricing.
SBA 7(a) vs. 504: Which Program Fits Your Deal? (With Real Rate Data)
Side-by-side comparison of SBA 7(a) and 504 programs using actual loan data. See how deal size, spreads, and industry focus differ between programs.
The Acquiring Minds Deal Database: Every SBA Loan We Could Match
We matched 440+ Acquiring Minds podcast guests to their actual SBA loan records. See the real deal sizes, rates, lenders, and loan performance.
Updated 2026-04-08Deal DatabaseThe ETA Insider Deal Database: SBA Loans Behind the Search Fund Stories
We matched ETA Insider podcast guests to their actual SBA loan records. See the real deal sizes, rates, lenders, and loan performance for search fund and self-funded acquisitions.
Updated 2026-04-09Deal SourcingHow Acquiring Minds Guests Actually Found Their Deals
We classified every Acquiring Minds deal by sourcing channel: broker, BizBuySell, proprietary outreach, referral, family. The patterns are more interesting than you'd think.
Updated 2026-04-10Deal StructureSelf-Funded vs Traditional Search Fund: The Real Numbers
Two paths to the CEO seat. We compared self-funded SBA acquisitions against traditional search fund deals using real Acquiring Minds data. The tradeoffs are bigger than most searchers realize.
Updated 2026-04-10By Industry & State
Deep dives into SBA lending by industry vertical and state.
SBA Loans for Restaurants: Who's Lending, How Much, and at What Rate
The complete data guide to SBA lending for restaurants. See top lenders, typical loan sizes, spreads, and which states have the most restaurant lending.
SBA Lending in California: Who's Actually Making Loans
Complete data profile of SBA lending in California. Top lenders, spreads, industry breakdown, and 7(a) vs 504 comparison — all from real SBA lending data.
Updated 2026-04-02Industry AnalysisCodie's 10, Funded: Top SBA Lenders for Every Boring Business Codie Sanchez Loves
She named 10 industries on every podcast, in her book, and in every interview. We pulled the SBA 7(a) data on who actually funds them. Top lenders, real deal sizes, and what your banker won't tell you.
Updated 2026-04-09Find the right SBA lender
Search 2,500+ lenders by state, industry, loan size, and program.