GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
58,894
2010–2026
Total Volume
$19.6B
Gross loan amounts
States Active
50
Incl. DC & territories
Programs
7(a) & 504
58887 total segments
This lender is almost exclusively 7(a), with only 2563 deals (4% of total) going through the 504 program. If you specifically need 504 financing for real estate or equipment, look for lenders with a stronger 504 track record.
The average deal size at Wells Fargo is $332,725, which indicates they cater primarily to small to medium-sized businesses. If your financing needs are significantly larger, you might want to consider other lenders.
Wells Fargo has seen a significant decline in their lending activity, with a 33% drop in year-over-year deals. This trend could make it more challenging to secure a loan, as they may be tightening their lending criteria.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 2,563 504 loans, which use fixed SBA debenture rates.
Top 15 of 52 states where Wells Fargo Bank National Association has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Wholesale Trade
Wholesale Trade
Administrative & Waste Services
Administrative & Waste Services
Management & IT Consulting
Professional Services
Restaurants & Food Service
Accommodation & Food Services
Physician & Dental Offices
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Wells Fargo Bank National Association, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Transportation & Warehousing · Under $150K | 7(a) | 676 | P+6.00% | $16K | Q3 2025 |
| California · Management & IT Consulting · Under $150K | 7(a) | 581 | P+5.50% | $18K | Q3 2025 |
| Texas · Transportation & Warehousing · Under $150K | 7(a) | 521 | P+6.00% | $14K | Q4 2025 |
| California · Manufacturing · Under $150K | 7(a) | 473 | P+5.50% | $30K | Q4 2025 |
| California · Wholesale Trade · Under $150K | 7(a) | 468 | P+5.25% | $36K | Q4 2025 |
| California · Restaurants & Food Service · Under $150K | 7(a) | 423 | P+5.50% | $19K | Q3 2025 |
| California · Administrative & Waste Services · Under $150K | 7(a) | 403 | P+5.50% | $25K | Q4 2025 |
| California · Specialty Trade Contractors · Under $150K | 7(a) | 397 | P+5.50% | $30K | Q4 2025 |
| Florida · Transportation & Warehousing · Under $150K | 7(a) | 387 | P+6.00% | $14K | Q3 2025 |
| California · Miscellaneous Retail · Under $150K | 7(a) | 381 | P+5.50% | $15K | Q4 2025 |
| California · Retail Trade · Under $150K | 7(a) | 351 | P+5.50% | $25K | Q4 2024 |
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 315 | P+5.75% | $23K | Q4 2025 |
| California · Other Health Practitioners · Under $150K | 7(a) | 300 | P+5.00% | $30K | Q4 2025 |
| California · Personal Care (Salons, Spas) · Under $150K | 7(a) | 289 | P+6.00% | $22K | Q3 2025 |
| Florida · Administrative & Waste Services · Under $150K | 7(a) | 283 | P+5.50% | $17K | Q4 2025 |
| California · Building Construction · Under $150K | 7(a) | 280 | P+5.50% | $19K | Q4 2025 |
| Florida · Specialty Trade Contractors · Under $150K | 7(a) | 270 | P+5.50% | $22K | Q4 2025 |
| California · Arts, Entertainment & Recreation · Under $150K | 7(a) | 269 | P+5.50% | $27K | Q3 2025 |
| California · Information & Media · Under $150K | 7(a) | 262 | P+5.50% | $19K | Q4 2025 |
| Texas · Management & IT Consulting · Under $150K | 7(a) | 259 | P+5.50% | $18K | Q4 2025 |
| Georgia · Transportation & Warehousing · Under $150K | 7(a) | 243 | P+5.75% | $14K | Q4 2025 |
| Texas · Administrative & Waste Services · Under $150K | 7(a) | 241 | P+5.50% | $27K | Q4 2025 |
| California · Engineering & Architecture · Under $150K | 7(a) | 229 | P+5.50% | $24K | Q2 2025 |
| California · Other Repair & Services · Under $150K | 7(a) | 225 | P+5.50% | $26K | Q4 2025 |
| Texas · Building Construction · Under $150K | 7(a) | 223 | P+6.00% | $19K | Q3 2025 |
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