GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
48,620
2010–2026
Total Volume
$12.4B
Gross loan amounts
States Active
50
Incl. DC & territories
Programs
7(a) & 504
48604 total segments
JPMorgan Chase Bank has a strong focus on existing businesses, with 93% of their deals going to established companies. This is ideal for borrowers looking to expand or refinance an existing operation.
With an average 7(a) spread of P+2.47%, JPMorgan Chase offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Despite being a major player in the SBA lending space, JPMorgan Chase has seen a significant decline in deal volume, down 42% year-over-year. This trend may indicate a tighter lending environment, making it crucial for borrowers to present strong applications.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 5,335 504 loans, which use fixed SBA debenture rates.
Top 15 of 52 states where JPMorgan Chase Bank, National Association has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Manufacturing
Manufacturing
Transportation & Warehousing
Transportation & Warehousing
Physician & Dental Offices
Health Care & Social Assistance
Management & IT Consulting
Professional Services
Other Health Practitioners
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for JPMorgan Chase Bank, National Association, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Illinois · Transportation & Warehousing · Under $150K | 7(a) | 696 | P+4.30% | $43K | Q3 2025 |
| California · Transportation & Warehousing · Under $150K | 7(a) | 541 | P+4.25% | $55K | Q4 2025 |
| California · Restaurants & Food Service · Under $150K | 7(a) | 489 | P+4.05% | $62K | Q4 2025 |
| New York · Restaurants & Food Service · Under $150K | 7(a) | 489 | P+4.00% | $61K | Q4 2025 |
| California · Specialty Trade Contractors · Under $150K | 7(a) | 429 | P+4.15% | $70K | Q4 2025 |
| New York · Wholesale Trade · Under $150K | 7(a) | 421 | P+3.80% | $70K | Q4 2025 |
| California · Wholesale Trade · Under $150K | 7(a) | 419 | P+4.00% | $69K | Q3 2025 |
| New York · Specialty Trade Contractors · Under $150K | 7(a) | 394 | P+4.15% | $68K | Q3 2025 |
| California · Management & IT Consulting · Under $150K | 7(a) | 363 | P+4.25% | $59K | Q3 2025 |
| California · Manufacturing · Under $150K | 7(a) | 356 | P+4.00% | $69K | Q4 2025 |
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 350 | P+4.40% | $62K | Q3 2025 |
| New York · Physician & Dental Offices · Under $150K | 7(a) | 347 | P+4.00% | $72K | Q3 2025 |
| California · Physician & Dental Offices · Under $150K | 7(a) | 319 | P+4.00% | $72K | Q1 2025 |
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 317 | P+4.00% | $59K | Q4 2025 |
| Texas · Transportation & Warehousing · Under $150K | 7(a) | 306 | P+4.85% | $43K | Q2 2025 |
| New York · Retail Trade · Under $150K | 7(a) | 272 | P+3.90% | $61K | Q4 2024 |
| New York · Management & IT Consulting · Under $150K | 7(a) | 267 | P+4.30% | $59K | Q4 2025 |
| California · Building Construction · Under $150K | 7(a) | 252 | P+4.00% | $68K | Q3 2025 |
| California · Other Health Practitioners · Under $150K | 7(a) | 240 | P+4.22% | $61K | Q4 2025 |
| Texas · Physician & Dental Offices · Under $150K | 7(a) | 232 | P+4.00% | $74K | Q4 2024 |
| Texas · Wholesale Trade · Under $150K | 7(a) | 231 | P+4.00% | $71K | Q3 2025 |
| California · Retail Trade · Under $150K | 7(a) | 230 | P+4.05% | $64K | Q4 2025 |
| New York · Other Health Practitioners · Under $150K | 7(a) | 229 | P+4.15% | $60K | Q3 2025 |
| Florida · Specialty Trade Contractors · Under $150K | 7(a) | 224 | P+4.40% | $66K | Q4 2025 |
| Texas · Management & IT Consulting · Under $150K | 7(a) | 220 | P+4.25% | $59K | Q3 2025 |
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Real experiences from borrowers who closed SBA loans with JPMorgan Chase Bank, National Association.
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