SBA Lenders in Oregon
Top lenders ranked by real SBA lending data. See who's most active in Oregon across deal count, loan size, and pricing.
What Borrowers Should Know
Oregon's median 7(a) spread of P+2.21% is 54 basis points better than the national median of P+2.75%. This means borrowers here pay roughly $2,730 less per year on a $500K loan. The competitive pressure from 67 active lenders—particularly U.S. Bank's dominance with 2,706 of 4,537 deals—is driving down pricing in your favor.
U.S. Bank controls 60% of Oregon's SBA deal volume (2,706 deals), which creates concentration risk but also signals a mature, efficient market. The next four lenders combined hold only 1,216 deals. If U.S. Bank's rates or terms don't fit your profile, you have limited alternative scale—only Evergreen Business Capital (649 deals) offers comparable volume.
Oregon's average deal size of $467,658 sits well below the national norm for SBA 7(a) loans (typically $500K–$750K range). This suggests the state's lender base is comfortable with smaller-to-midsize borrowers. If you're seeking under $500K, Oregon's lending infrastructure is well-calibrated to your size; larger requests may face less competition.
Total SBA Loans
4,538
Active Lenders
65
Avg Deal Size
$467K
Total Volume
$2.1B
Top 10 Lenders in Oregon
Ranked by total deal count across all SBA programs.
| # | Lender | Type | Deals | Avg Size | Spread | |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | Bank | 964 | $116K | P + 2.09%GOOD | |
| 2 | Columbia Bank | Bank | 618 | $204K | P + 2.44%AVERAGE | |
| 3 | Wells Fargo Bank National Association | Bank | 311 | $372K | P + 2.30%AVERAGE | |
| 4 | KeyBank National Association | Bank | 252 | $351K | P + 2.25%GOOD | |
| 5 | Banner Bank | Bank | 179 | $223K | P + 1.88%GOOD | |
| 6 | JPMorgan Chase Bank, National Association | Bank | 128 | $187K | P + 2.85%ABOVE AVG | |
| 7 | Evergreen Business Capital | Bank | 107 | $727K | — | |
| 8 | Peoples Bank of Commerce | Bank | 84 | $122K | P + 2.75%AVERAGE | |
| 9 | Readycap Lending, LLC | Non-Bank | 67 | $1.2M | P + 2.50%AVERAGE | |
| 10 | First Interstate Bank | Bank | 66 | $454K | P + 2.25%GOOD |
Top Industries in Oregon
SBA lending activity by industry segment.