GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
308
2010–2025
Total Volume
$63M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a) & 504
308 total segments
Peoples Bank of Commerce has a strong focus on existing businesses, with 67% of their deals serving this purpose. This is beneficial if you're looking to expand or refinance an established business.
With an average 7(a) spread of P+2.64%, Peoples Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Although Peoples Bank participates in both 7(a) and 504 loans, their 10% share of 504 deals suggests they primarily cater to smaller loans, with 64% of their deals under $150K. If you need a larger loan, consider if this lender can meet your needs.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 30 504 loans, which use fixed SBA debenture rates.
States where Peoples Bank of Commerce has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Heavy & Civil Engineering
Construction
Retail Trade
Retail Trade
Hotels & Accommodation
Accommodation & Food Services
Auto Dealers & Parts
Retail Trade
Auto Repair & Maintenance
Other Services
General Merchandise
Retail Trade
+ 7 more
All recorded SBA lending activity for Peoples Bank of Commerce, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Oregon · Manufacturing · Under $150K | 7(a) | 32 | P+2.75% | $46K | Q3 2018 |
| Oregon · Heavy & Civil Engineering · Under $150K | 7(a) | 26 | P+2.75% | $58K | Q2 2018 |
| Oregon · Restaurants & Food Service · Under $150K | 7(a) | 17 | P+2.75% | $62K | Q1 2020 |
| Oregon · Retail Trade · Under $150K | 7(a) | 16 | P+2.50% | $61K | Q2 2025 |
| Oregon · Restaurants & Food Service · $150K – $350K | 7(a) | 11 | P+2.75% | $239K | Q1 2019 |
| Oregon · Specialty Trade Contractors · Under $150K | 7(a) | 11 | P+2.25% | $63K | Q1 2014 |
| Oregon · General Merchandise · Under $150K | 7(a) | 8 | P+2.75% | $41K | Q1 2015 |
| Oregon · Auto Dealers & Parts · Under $150K | 7(a) | 8 | P+2.75% | $57K | Q3 2014 |
| Oregon · Manufacturing · $150K – $350K | 7(a) | 7 | P+2.75% | $205K | Q2 2017 |
| Oregon · Management & IT Consulting · Under $150K | 7(a) | 6 | P+3.25% | $66K | Q4 2017 |
| Oregon · Other Professional Services · Under $150K | 7(a) | 6 | P+2.50% | $79K | Q1 2014 |
| Oregon · Personal Care (Salons, Spas) · Under $150K | 7(a) | 6 | P+4.00% | $74K | Q3 2025 |
| Oregon · Sporting Goods & Hobby · Under $150K | 7(a) | 6 | P+2.75% | $64K | Q1 2019 |
| Oregon · Other Health Practitioners · Under $150K | 7(a) | 5 | P+2.75% | $54K | Q1 2020 |
| Oregon · Wholesale Trade · Under $150K | 7(a) | 5 | P+3.00% | $78K | Q2 2013 |
| Oregon · Arts, Entertainment & Recreation · Under $150K | 7(a) | 4 | P+2.38% | $81K | Q4 2013 |
| Oregon · Hotels & Accommodation · $150K – $350K | 7(a) | 4 | P+2.75% | $240K | Q2 2016 |
| Oregon · Hotels & Accommodation · Under $150K | 7(a) | 4 | P+2.63% | $60K | Q2 2016 |
| Oregon · Physician & Dental Offices · Under $150K | 7(a) | 4 | P+2.25% | $71K | Q2 2020 |
| Oregon · Building Construction · Under $150K | 7(a) | 4 | P+2.75% | $40K | Q1 2018 |
| Oregon · Finance & Insurance · Under $150K | 7(a) | 4 | P+2.75% | $35K | Q2 2013 |
| Oregon · Food & Beverage Stores · Under $150K | 7(a) | 3 | P+2.25% | $88K | Q4 2018 |
| Oregon · Engineering & Architecture · Under $150K | 7(a) | 3 | P+3.50% | $31K | Q4 2015 |
| Oregon · Manufacturing · $150K – $350K | 504 | 3 | — | $219K | Q3 2018 |
| Oregon · Agriculture & Forestry · Under $150K | 7(a) | 3 | P+2.75% | $39K | Q1 2014 |
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