SBA Lenders in Louisiana
Top lenders ranked by real SBA lending data. See who's most active in Louisiana across deal count, loan size, and pricing.
What Borrowers Should Know
Louisiana's median 7(a) spread of P+2.39% is 36 basis points lower than the national median of P+2.75%, meaning borrowers here pay less interest on SBA loans. This competitive pricing advantage likely reflects strong lender competition—107 active lenders are fighting for 1,900 deals in the state, which keeps rates down in your favor.
Hancock Whitney Bank dominates with 370 deals (19.5% of the market), but the next four lenders combined hold only 703 deals. This concentration means you should shop aggressively: while one player has significant scale, the remaining 102 lenders collectively underwrite 827 deals, giving you real alternatives if Hancock Whitney's terms don't fit.
Average deal size in Louisiana ($594,803) suggests the state's SBA lending skews toward smaller businesses. If you're seeking a loan under $500K, you're in the sweet spot for Louisiana lenders' appetite. If you need $1M+, you may face tighter underwriting since that exceeds the average by 68%.
Total SBA Loans
1,901
Active Lenders
105
Avg Deal Size
$594K
Total Volume
$1.1B
Top 10 Lenders in Louisiana
Ranked by total deal count across all SBA programs.
| # | Lender | Type | Deals | Avg Size | Spread | |
|---|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association | Bank | 307 | $173K | P + 2.65%AVERAGE | |
| 2 | Gulf Coast Bank and Trust Company | Bank | 170 | $259K | P + 2.75%AVERAGE | |
| 3 | Hancock Whitney Bank | Bank | 116 | $343K | P + 2.50%AVERAGE | |
| 4 | Northeast Bank | Bank | 87 | $120K | P + 2.75%AVERAGE | |
| 5 | Fidelity Bank | Bank | 75 | $207K | P + 2.75%AVERAGE | |
| 6 | Gulf Coast Bank | Bank | 72 | $420K | P + 2.50%AVERAGE | |
| 7 | Newtek Bank, National Association | Bank | 63 | $252K | P + 3.00%ABOVE AVG | |
| 8 | American Bank National Association | Bank | 59 | $508K | P + 2.75%AVERAGE | |
| 9 | Capital One, National Association | Bank | 59 | $297K | P + 2.95%ABOVE AVG | |
| 10 | BayFirst National Bank | Bank | 58 | $210K | P + 2.75%AVERAGE |
Top Industries in Louisiana
SBA lending activity by industry segment.