GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
252
2010–2026
Total Volume
$119M
Gross loan amounts
States Active
6
With recorded loans
Programs
7(a) & 504
252 total segments
Gulf Coast Bank has a strong focus on startups, with 44% of their SBA deals dedicated to new businesses. This could be beneficial if you're a first-time borrower looking to launch your venture.
With an average 7(a) spread of P+2.35%, Gulf Coast Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
This lender is almost exclusively 7(a), with only 10 deals (4% of total) going through the 504 program. If you specifically need 504 financing for real estate or equipment, look for lenders with a stronger 504 track record.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 10 504 loans, which use fixed SBA debenture rates.
States where Gulf Coast Bank has recorded SBA lending activity.
+ 1 more state
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Food & Beverage Stores
Retail Trade
Specialty Trade Contractors
Construction
Education
Education
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Other Health Practitioners
Health Care & Social Assistance
Retail Trade
Retail Trade
+ 7 more
All recorded SBA lending activity for Gulf Coast Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Louisiana · Restaurants & Food Service · $150K – $350K | 7(a) | 13 | P+2.75% | $258K | Q2 2022 |
| Louisiana · Restaurants & Food Service · Under $150K | 7(a) | 10 | P+2.75% | $101K | Q4 2021 |
| Louisiana · Education · Under $150K | 7(a) | 8 | P+2.75% | $103K | Q2 2022 |
| Louisiana · Manufacturing · Under $150K | 7(a) | 8 | P+2.75% | $113K | Q3 2025 |
| Louisiana · Arts, Entertainment & Recreation · Under $150K | 7(a) | 7 | P+2.75% | $73K | Q2 2023 |
| Louisiana · Transportation & Warehousing · Under $150K | 7(a) | 6 | P+2.75% | $113K | Q1 2025 |
| Louisiana · Restaurants & Food Service · $500K – $1M | 7(a) | 6 | P+1.00% | $687K | Q4 2025 |
| Louisiana · Food & Beverage Stores · $150K – $350K | 7(a) | 6 | P+2.75% | $246K | Q2 2018 |
| Louisiana · Food & Beverage Stores · Under $150K | 7(a) | 6 | P+2.75% | $91K | Q1 2015 |
| Louisiana · Specialty Trade Contractors · Under $150K | 7(a) | 6 | P+2.50% | $85K | Q4 2022 |
| Louisiana · Food & Beverage Stores · $350K – $500K | 7(a) | 5 | P+2.75% | $463K | Q1 2024 |
| Louisiana · Manufacturing · $150K – $350K | 7(a) | 5 | P+2.50% | $252K | Q1 2023 |
| Louisiana · Restaurants & Food Service · $350K – $500K | 7(a) | 5 | P+2.25% | $428K | Q4 2025 |
| Louisiana · Other Health Practitioners · $150K – $350K | 7(a) | 5 | P+2.75% | $274K | Q3 2024 |
| Louisiana · Retail Trade · Under $150K | 7(a) | 4 | P+3.00% | $44K | Q3 2015 |
| Louisiana · Manufacturing · $500K – $1M | 7(a) | 4 | P+2.75% | $734K | Q2 2022 |
| Louisiana · Specialty Trade Contractors · $150K – $350K | 7(a) | 4 | P+2.75% | $260K | Q3 2021 |
| Louisiana · Retail Trade · $350K – $500K | 7(a) | 3 | P+2.75% | $390K | Q2 2021 |
| Louisiana · Administrative & Waste Services · $150K – $350K | 7(a) | 3 | P+2.75% | $220K | Q1 2019 |
| Louisiana · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.75% | $96K | Q1 2020 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+2.75% | $803K | Q1 2022 |
| Louisiana · Other Professional Services · Under $150K | 7(a) | 3 | P+2.75% | $121K | Q1 2021 |
| Louisiana · Specialty Trade Contractors · $350K – $500K | 7(a) | 3 | P+2.75% | $428K | Q4 2021 |
| Louisiana · Physician & Dental Offices · $150K – $350K | 7(a) | 3 | P+2.25% | $295K | Q3 2025 |
| Louisiana · Other Health Practitioners · Under $150K | 7(a) | 3 | P+2.75% | $117K | Q2 2010 |
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