GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
GOOD
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
807
2010–2026
Total Volume
$478M
Gross loan amounts
States Active
32
With recorded loans
Programs
7(a) & 504
805 total segments
Fidelity Bank has a strong presence in the 504 loan market, with 25% of their SBA deals being 504 loans, which is above the national average of 18%. This indicates they are well-suited for borrowers looking for real estate financing or larger capital needs.
The average deal size at Fidelity Bank is $594,243, which suggests they are capable of handling larger financing needs. However, a significant portion of their deals (246) are under $150K, indicating they also cater to smaller businesses.
Fidelity Bank has shown a strong growth trend with a 19% year-over-year increase in deals, indicating they are expanding their lending capacity. This could mean better chances for approval as they are actively seeking new borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 204 504 loans, which use fixed SBA debenture rates.
Top 15 of 32 states where Fidelity Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Auto Repair & Maintenance
Other Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Retail Trade
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
Other Health Practitioners
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Fidelity Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Louisiana · Restaurants & Food Service · Under $150K | 7(a) | 17 | P+2.75% | $82K | Q1 2020 |
| Louisiana · Restaurants & Food Service · $150K – $350K | 7(a) | 14 | P+2.50% | $246K | Q3 2025 |
| Louisiana · Specialty Trade Contractors · Under $150K | 7(a) | 14 | P+3.00% | $72K | Q1 2021 |
| North Carolina · Restaurants & Food Service · $500K – $1M | 7(a) | 13 | P+2.25% | $769K | Q4 2025 |
| Louisiana · Retail Trade · Under $150K | 7(a) | 13 | P+3.25% | $81K | Q4 2018 |
| Louisiana · Personal Care (Salons, Spas) · Under $150K | 7(a) | 13 | P+2.75% | $79K | Q3 2025 |
| Louisiana · Manufacturing · Under $150K | 7(a) | 10 | P+2.75% | $104K | Q2 2023 |
| Louisiana · Arts, Entertainment & Recreation · Under $150K | 7(a) | 10 | P+2.75% | $55K | Q2 2023 |
| Kansas · Manufacturing · $350K – $500K | 7(a) | 10 | P+1.63% | $474K | Q2 2025 |
| Louisiana · Finance & Insurance · Under $150K | 7(a) | 8 | P+3.25% | $77K | Q1 2021 |
| Louisiana · Real Estate · Under $150K | 7(a) | 7 | P+3.25% | $89K | Q2 2020 |
| Louisiana · Administrative & Waste Services · Under $150K | 7(a) | 7 | P+3.25% | $46K | Q3 2019 |
| Louisiana · Miscellaneous Retail · Under $150K | 7(a) | 6 | P+3.13% | $96K | Q3 2024 |
| Louisiana · Transportation & Warehousing · Under $150K | 7(a) | 6 | P+2.75% | $70K | Q3 2021 |
| North Carolina · Auto Repair & Maintenance · $150K – $350K | 504 | 6 | — | $231K | Q3 2024 |
| North Carolina · Restaurants & Food Service · $1M – $2M | 7(a) | 6 | P+2.25% | $1.3M | Q3 2025 |
| North Carolina · Restaurants & Food Service · $350K – $500K | 504 | 6 | — | $415K | Q2 2023 |
| Kansas · Manufacturing · $150K – $350K | 7(a) | 6 | P+2.38% | $231K | Q1 2025 |
| Louisiana · Other Health Practitioners · Under $150K | 7(a) | 6 | P+2.88% | $108K | Q2 2022 |
| Louisiana · Wholesale Trade · Under $150K | 7(a) | 6 | P+3.38% | $60K | Q3 2018 |
| North Carolina · Social Assistance · $500K – $1M | 504 | 6 | — | $757K | Q3 2025 |
| North Carolina · Auto Repair & Maintenance · $350K – $500K | 504 | 5 | — | $438K | Q2 2022 |
| Louisiana · Legal Services · Under $150K | 7(a) | 5 | P+3.25% | $68K | Q4 2018 |
| North Carolina · Other Health Practitioners · $150K – $350K | 504 | 5 | — | $234K | Q4 2021 |
| North Carolina · Auto Repair & Maintenance · $1M – $2M | 7(a) | 5 | P+2.00% | $1.5M | Q2 2025 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Fidelity Bank.
No reviews yet. Be the first to review Fidelity Bank.