STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
583
2010–2026
Total Volume
$378M
Gross loan amounts
States Active
19
With recorded loans
Programs
7(a) & 504
582 total segments
American Bank National Association has a strong focus on startups, with 52% of their deals going to new businesses. This could be beneficial if you're a first-time borrower looking for support.
With an average 7(a) spread of P+2.09%, American Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money over the life of your loan.
Despite a solid volume of $378M across 582 deals, American Bank's growth trend shows a significant decline of 45% year-over-year. This could indicate potential challenges in securing approval as they may be tightening lending standards.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 76 504 loans, which use fixed SBA debenture rates.
Top 15 of 19 states where American Bank National Association has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Hotels & Accommodation
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Other Health Practitioners
Health Care & Social Assistance
Wholesale Trade
Wholesale Trade
Real Estate
Real Estate
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
+ 7 more
All recorded SBA lending activity for American Bank National Association, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 19 | P+1.25% | $284K | Q3 2022 |
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 14 | P+2.25% | $76K | Q1 2023 |
| Louisiana · Restaurants & Food Service · Under $150K | 7(a) | 12 | P+2.88% | $92K | Q1 2024 |
| Louisiana · Specialty Trade Contractors · Under $150K | 7(a) | 11 | P+3.00% | $117K | Q4 2025 |
| Texas · Manufacturing · Under $150K | 7(a) | 10 | P+2.25% | $62K | Q3 2015 |
| Louisiana · Restaurants & Food Service · $150K – $350K | 7(a) | 9 | P+2.00% | $270K | Q2 2024 |
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 9 | P+2.25% | $79K | Q3 2013 |
| Texas · Management & IT Consulting · Under $150K | 7(a) | 8 | P+3.13% | $115K | Q4 2016 |
| Texas · Other Health Practitioners · Under $150K | 7(a) | 8 | P+2.38% | $78K | Q3 2023 |
| Texas · Management & IT Consulting · $150K – $350K | 7(a) | 8 | P+2.25% | $319K | Q3 2021 |
| Texas · Retail Trade · Under $150K | 7(a) | 7 | P+2.00% | $86K | Q1 2019 |
| Texas · Transportation & Warehousing · Under $150K | 7(a) | 7 | P+2.75% | $88K | Q2 2021 |
| Louisiana · Restaurants & Food Service · $500K – $1M | 7(a) | 6 | P+2.00% | $663K | Q1 2025 |
| Louisiana · Specialty Trade Contractors · $500K – $1M | 7(a) | 6 | P+2.00% | $897K | Q1 2024 |
| Louisiana · Other Health Practitioners · Under $150K | 7(a) | 6 | P+3.88% | $89K | Q1 2024 |
| Texas · Hotels & Accommodation · $2M – $5M | 7(a) | 6 | P+1.75% | $3.1M | Q4 2025 |
| Texas · Other Repair & Services · Under $150K | 7(a) | 5 | P+2.00% | $73K | Q4 2016 |
| Louisiana · Wholesale Trade · $500K – $1M | 7(a) | 5 | P+2.00% | $828K | Q3 2024 |
| Texas · Sporting Goods & Hobby · Under $150K | 7(a) | 5 | P+3.50% | $73K | Q4 2011 |
| Louisiana · Specialty Trade Contractors · $150K – $350K | 7(a) | 5 | P+2.75% | $217K | Q1 2024 |
| Texas · Physician & Dental Offices · Under $150K | 7(a) | 5 | P+3.50% | $63K | Q4 2011 |
| Texas · Wholesale Trade · Under $150K | 7(a) | 5 | P+2.50% | $83K | Q2 2016 |
| Louisiana · Manufacturing · Under $150K | 7(a) | 5 | P+3.00% | $111K | Q2 2025 |
| Louisiana · Personal Care (Salons, Spas) · Under $150K | 7(a) | 5 | P+2.75% | $86K | Q1 2025 |
| Texas · Restaurants & Food Service · $1M – $2M | 7(a) | 4 | P+1.25% | $1.4M | Q4 2025 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with American Bank National Association.
No reviews yet. Be the first to review American Bank National Association.
Listen to acquisition entrepreneurs share their experience
Matched to real SBA lending records. LenderHawk is not affiliated with or endorsed by these podcasts.