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Working Capital SBA Loans

Working capital loans through the SBA 7(a) program provide flexible funding for day-to-day operations. These include revolving lines of credit with shorter terms and faster approvals.

701,994

Total Loans

3,074

Active Lenders

$434K

Avg Deal Size

$305.0B

Total Volume

Top Working Capital Lenders

#LenderTypeDealsAvg SizeSpread
1The Huntington National BankBank72,655$207KP + 2.20%
2Wells Fargo Bank National AssociationBank56,324$304KP + 2.78%
3JPMorgan Chase Bank, National AssociationBank43,269$192KP + 2.47%
4U.S. Bank, National AssociationBank41,968$243KP + 2.17%
5TD Bank, National AssociationBank31,893$144KP + 2.38%
6Manufacturers and Traders Trust CompanyBank25,137$135KP + 2.36%
7PNC Bank, National AssociationBank18,669$243KP + 2.29%
8Live Oak Banking CompanyBank16,245$1.3MP + 1.98%
9Northeast BankBank14,392$171KP + 2.88%
10BayFirst National BankBank13,739$213KP + 3.33%
11Celtic Bank CorporationBank13,342$505KP + 2.65%
12KeyBank National AssociationBank11,935$349KP + 2.34%
13Readycap Lending, LLCNon-Bank10,604$487KP + 3.62%
14Newtek Bank, National AssociationBank10,568$461KP + 3.28%
15Columbia BankBank10,563$452KP + 2.95%

Ranked by deal count. Spread is the deal-count-weighted average over Prime.Methodology

Top States for Working Capital Loans

California108,788 deals
Texas68,475 deals
New York57,087 deals
Florida52,501 deals
Ohio50,982 deals
Michigan34,845 deals
Illinois30,228 deals
Pennsylvania29,475 deals
Massachusetts28,071 deals
New Jersey27,239 deals

Deal counts from real SBA lending data.Methodology

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How We Rank

Rankings are based on real SBA lending data, not paid placements. Lenders cannot pay to appear higher.

Read our methodology →