GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
13,531
2010–2026
Total Volume
$7.3B
Gross loan amounts
States Active
50
Incl. DC & territories
Programs
7(a) & 504
13531 total segments
Celtic Bank Corporation primarily serves existing businesses, with 68% of their deals focused on this category. This could be beneficial if you're looking to expand an established business rather than starting from scratch.
With an average 7(a) spread of P+2.65%, Celtic Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Celtic Bank has shown significant growth, with a 32% year-over-year increase in deals. This upward trend suggests they are actively expanding their lending capacity, which could improve your chances of approval.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 189 504 loans, which use fixed SBA debenture rates.
Top 15 of 53 states where Celtic Bank Corporation has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Administrative & Waste Services
Administrative & Waste Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Other Health Practitioners
Health Care & Social Assistance
Auto Repair & Maintenance
Other Services
Transportation & Warehousing
Transportation & Warehousing
+ 7 more
All recorded SBA lending activity for Celtic Bank Corporation, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Wholesale Trade · Under $150K | 7(a) | 107 | P+2.75% | $127K | Q4 2025 |
| California · Manufacturing · Under $150K | 7(a) | 105 | P+2.75% | $127K | Q3 2025 |
| California · Restaurants & Food Service · Under $150K | 7(a) | 96 | P+2.75% | $118K | Q4 2025 |
| California · Management & IT Consulting · Under $150K | 7(a) | 85 | P+2.75% | $123K | Q4 2025 |
| Florida · Wholesale Trade · Under $150K | 7(a) | 76 | P+2.75% | $121K | Q4 2025 |
| California · Miscellaneous Retail · Under $150K | 7(a) | 72 | P+2.75% | $122K | Q4 2025 |
| California · Administrative & Waste Services · Under $150K | 7(a) | 71 | P+2.75% | $122K | Q4 2025 |
| Florida · Administrative & Waste Services · Under $150K | 7(a) | 70 | P+2.75% | $115K | Q4 2024 |
| Texas · Administrative & Waste Services · Under $150K | 7(a) | 68 | P+2.75% | $117K | Q4 2025 |
| California · Building Construction · Under $150K | 7(a) | 65 | P+2.75% | $131K | Q4 2025 |
| Florida · Management & IT Consulting · Under $150K | 7(a) | 63 | P+2.75% | $119K | Q2 2025 |
| California · Specialty Trade Contractors · Under $150K | 7(a) | 62 | P+2.75% | $126K | Q4 2025 |
| California · Other Health Practitioners · Under $150K | 7(a) | 60 | P+2.75% | $115K | Q4 2025 |
| Texas · Management & IT Consulting · Under $150K | 7(a) | 59 | P+2.75% | $116K | Q3 2025 |
| California · Arts, Entertainment & Recreation · Under $150K | 7(a) | 59 | P+2.75% | $110K | Q4 2025 |
| California · Gas Stations · $2M – $5M | 7(a) | 58 | P+2.25% | $3.1M | Q3 2021 |
| Florida · Other Health Practitioners · Under $150K | 7(a) | 58 | P+2.75% | $108K | Q4 2025 |
| Texas · Other Health Practitioners · Under $150K | 7(a) | 56 | P+2.75% | $108K | Q4 2025 |
| California · Retail Trade · Under $150K | 7(a) | 54 | P+2.75% | $126K | Q4 2025 |
| Florida · Manufacturing · Under $150K | 7(a) | 54 | P+2.75% | $123K | Q2 2025 |
| Florida · Specialty Trade Contractors · Under $150K | 7(a) | 52 | P+2.75% | $118K | Q3 2025 |
| California · Transportation & Warehousing · Under $150K | 7(a) | 51 | P+2.75% | $119K | Q4 2025 |
| California · Finance & Insurance · Under $150K | 7(a) | 49 | P+2.75% | $104K | Q3 2025 |
| California · Personal Care (Salons, Spas) · Under $150K | 7(a) | 49 | P+2.75% | $93K | Q4 2025 |
| California · Miscellaneous Retail · $2M – $5M | 7(a) | 49 | P+2.00% | $3.7M | Q4 2025 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Celtic Bank Corporation.
No reviews yet. Be the first to review Celtic Bank Corporation.
Listen to acquisition entrepreneurs share their experience
Acquiring Minds
Avery Tomek · Tomek Logistics
$1.3M · TX · 2020
Acquiring Minds
Nick Patrick · Wedding catering & venue business
$150K · CO · 2022
Acquiring Minds
Sarah Romer · Bella Salon
$125K · TX · 2014
Matched to real SBA lending records. LenderHawk is not affiliated with or endorsed by these podcasts.