SBA Lenders in Nebraska
Top lenders ranked by real SBA lending data. See who's most active in Nebraska across deal count, loan size, and pricing.
What Borrowers Should Know
Nebraska's median 7(a) spread of P+1.91% is 84 basis points better than the national median of P+2.75%, meaning borrowers here pay meaningfully less for SBA loans. This advantage likely stems from the concentrated lender market—the top 4 lenders control 2,037 of 2,911 deals (70%)—which reduces competition but also creates established relationships and efficient processes that lower costs.
Nebraska Economic Development dominates with 701 deals (24% of all SBA volume in the state), nearly 40% more than the second-place lender. This concentration creates both opportunity and risk: borrowers benefit from their streamlined underwriting, but limited competition among top players may reduce your negotiating leverage on terms beyond pricing.
The average deal size of $407,965 suggests Nebraska's SBA lending skews toward smaller, Main Street-type businesses rather than growth-stage companies. If you're seeking a larger SBA loan, the 67 active lenders may have less experience with your size category, potentially lengthening approval timelines or requiring more documentation.
Total SBA Loans
2,915
Active Lenders
67
Avg Deal Size
$411K
Total Volume
$1.2B
Top 10 Lenders in Nebraska
Ranked by total deal count across all SBA programs.
| # | Lender | Type | Deals | Avg Size | Spread | |
|---|---|---|---|---|---|---|
| 1 | Nebraska Economic Development | CDC/504 | 701 | $749K | — | |
| 2 | First National Bank of Omaha | Bank | 506 | $244K | P + 1.75%GOOD | |
| 3 | U.S. Bank, National Association | Bank | 443 | $93K | P + 2.47%AVERAGE | |
| 4 | First State Bank Nebraska | Bank | 387 | $345K | P + 1.25%COMPETITIVE | |
| 5 | Midwest Bank | Bank | 95 | $341K | P + 1.88%GOOD | |
| 6 | Frontier Bank | Bank | 90 | $199K | P + 2.25%GOOD | |
| 7 | Access Bank | Bank | 64 | $426K | P + 2.25%GOOD | |
| 8 | Security National Bank of Omaha | Bank | 58 | $396K | P + 2.25%GOOD | |
| 9 | Equitable Bank | Bank | 56 | $154K | P + 2.25%GOOD | |
| 10 | First-Citizens Bank & Trust Company | Bank | 53 | $526K | P + 2.56%AVERAGE |
Top Industries in Nebraska
SBA lending activity by industry segment.