STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
102
2010–2025
Total Volume
$57M
Gross loan amounts
States Active
6
With recorded loans
Programs
7(a) & 504
102 total segments
Access Bank has a strong focus on 504 loans, with 33% of their total SBA deals in this category, significantly higher than the national average of ~18%. This indicates they are well-suited for borrowers looking for real estate financing or larger capital needs.
The average spread for Access Bank's 7(a) loans is P+2.10%, which is lower than the national median of ~P+2.75%. This competitive pricing could make their loans more affordable for borrowers compared to other lenders.
Access Bank's growth trend shows a significant decline of 50% year-over-year in their SBA lending activity. This may indicate a tightening of their lending criteria, making it potentially more challenging for new borrowers to secure loans.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 34 504 loans, which use fixed SBA debenture rates.
States where Access Bank has recorded SBA lending activity.
+ 1 more state
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Social Assistance
Health Care & Social Assistance
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Manufacturing
Manufacturing
Other Professional Services
Professional Services
Administrative & Waste Services
Administrative & Waste Services
Other Health Practitioners
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Access Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Nebraska · Arts, Entertainment & Recreation · Under $150K | 7(a) | 7 | P+1.38% | $91K | Q2 2021 |
| Nebraska · Other Health Practitioners · Under $150K | 7(a) | 4 | P+3.50% | $76K | Q2 2016 |
| Nebraska · Social Assistance · $150K – $350K | 504 | 4 | — | $241K | Q3 2020 |
| Nebraska · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+2.50% | $273K | Q1 2017 |
| Nebraska · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+2.25% | $208K | Q4 2016 |
| Nebraska · Wholesale Trade · Under $150K | 7(a) | 3 | P+2.50% | $72K | Q4 2015 |
| Nebraska · Social Assistance · $500K – $1M | 504 | 3 | — | $633K | Q3 2021 |
| Nebraska · Specialty Trade Contractors · $500K – $1M | 504 | 2 | — | $884K | Q4 2024 |
| Nebraska · Laundry & Dry Cleaning · Under $150K | 7(a) | 2 | P+2.50% | $71K | Q1 2014 |
| Nebraska · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+2.63% | $125K | Q1 2014 |
| Nebraska · Manufacturing · $150K – $350K | 7(a) | 2 | P+2.25% | $263K | Q2 2014 |
| Nebraska · Administrative & Waste Services · $150K – $350K | 504 | 2 | — | $238K | Q1 2025 |
| Nebraska · Retail Trade · Under $150K | 7(a) | 2 | P+2.13% | $75K | Q3 2015 |
| Nebraska · Restaurants & Food Service · $500K – $1M | 7(a) | 2 | P+2.75% | $855K | Q1 2010 |
| Nebraska · Specialty Trade Contractors · $1M – $2M | 7(a) | 2 | P+1.00% | $1.5M | Q4 2024 |
| Nebraska · Personal Care (Salons, Spas) · Under $150K | 7(a) | 2 | P+2.25% | $150K | Q4 2016 |
| Nebraska · Physician & Dental Offices · $150K – $350K | 7(a) | 1 | P+2.25% | $250K | Q3 2011 |
| Nebraska · Physician & Dental Offices · $350K – $500K | 7(a) | 1 | P+2.75% | $377K | Q3 2012 |
| Nebraska · Other Health Practitioners · $150K – $350K | 7(a) | 1 | P+2.00% | $300K | Q4 2011 |
| Nebraska · Nursing & Residential Care · Under $150K | 7(a) | 1 | P+2.75% | $122K | Q2 2011 |
| Nebraska · Social Assistance · Under $150K | 7(a) | 1 | P+1.50% | $108K | Q4 2016 |
| Nebraska · Restaurants & Food Service · $350K – $500K | 7(a) | 1 | P+2.00% | $383K | Q2 2016 |
| Nebraska · Auto Repair & Maintenance · Under $150K | 7(a) | 1 | P+2.50% | $30K | Q4 2021 |
| Nebraska · Auto Repair & Maintenance · $150K – $350K | 7(a) | 1 | P+2.25% | $197K | Q4 2021 |
| Nebraska · Laundry & Dry Cleaning · $150K – $350K | 7(a) | 1 | P+3.00% | $291K | Q1 2014 |
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