GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
7,232
2010–2026
Total Volume
$3.9B
Gross loan amounts
States Active
50
Incl. DC & territories
Programs
7(a) & 504
7225 total segments
Cadence Bank primarily serves existing businesses, with 74% of their SBA deals focused on this segment. This is beneficial for established companies looking for funding rather than startups or acquisitions.
With an average 7(a) spread of P+2.45%, Cadence Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Cadence Bank's growth trend shows a decline of 24% year-over-year in SBA deals. This could indicate a tightening of lending standards, making it potentially more challenging to secure a loan.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 384 504 loans, which use fixed SBA debenture rates.
Top 15 of 52 states where Cadence Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Manufacturing
Manufacturing
Transportation & Warehousing
Transportation & Warehousing
Management & IT Consulting
Professional Services
Administrative & Waste Services
Administrative & Waste Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Other Health Practitioners
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Cadence Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Georgia · Restaurants & Food Service · $150K – $350K | 7(a) | 75 | P+2.75% | $276K | Q2 2025 |
| California · Specialty Trade Contractors · $150K – $350K | 7(a) | 46 | P+2.75% | $294K | Q2 2025 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 46 | P+2.75% | $304K | Q4 2025 |
| California · Management & IT Consulting · $150K – $350K | 7(a) | 41 | P+2.75% | $307K | Q4 2025 |
| Texas · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 40 | P+2.50% | $285K | Q2 2025 |
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 38 | P+2.75% | $296K | Q2 2025 |
| California · Manufacturing · $150K – $350K | 7(a) | 38 | P+2.75% | $292K | Q3 2025 |
| Texas · Specialty Trade Contractors · $150K – $350K | 7(a) | 37 | P+2.75% | $310K | Q2 2025 |
| Georgia · Restaurants & Food Service · $500K – $1M | 7(a) | 32 | P+2.25% | $720K | Q3 2025 |
| California · Wholesale Trade · $150K – $350K | 7(a) | 32 | P+2.75% | $295K | Q2 2025 |
| California · Building Construction · $150K – $350K | 7(a) | 31 | P+2.75% | $293K | Q1 2025 |
| Georgia · Gas Stations · $1M – $2M | 7(a) | 30 | P+2.00% | $1.4M | Q3 2023 |
| Georgia · Restaurants & Food Service · $350K – $500K | 7(a) | 29 | P+2.25% | $426K | Q3 2025 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 28 | P+2.75% | $725K | Q3 2025 |
| California · Other Professional Services · $150K – $350K | 7(a) | 27 | P+2.75% | $306K | Q3 2025 |
| Florida · Management & IT Consulting · $150K – $350K | 7(a) | 26 | P+2.75% | $283K | Q3 2025 |
| California · Transportation & Warehousing · $150K – $350K | 7(a) | 25 | P+2.75% | $275K | Q1 2024 |
| Florida · Specialty Trade Contractors · $150K – $350K | 7(a) | 25 | P+2.75% | $279K | Q1 2025 |
| Florida · Restaurants & Food Service · $150K – $350K | 7(a) | 25 | P+2.75% | $286K | Q3 2024 |
| Texas · Management & IT Consulting · $150K – $350K | 7(a) | 24 | P+2.75% | $316K | Q2 2025 |
| New York · Management & IT Consulting · $150K – $350K | 7(a) | 23 | P+2.75% | $315K | Q1 2025 |
| Georgia · Restaurants & Food Service · Under $150K | 7(a) | 23 | P+2.75% | $102K | Q3 2024 |
| Georgia · Gas Stations · $500K – $1M | 7(a) | 23 | P+2.00% | $800K | Q2 2019 |
| Texas · Other Health Practitioners · $150K – $350K | 7(a) | 23 | P+2.75% | $263K | Q4 2025 |
| Florida · Wholesale Trade · $150K – $350K | 7(a) | 22 | P+2.75% | $263K | Q3 2025 |
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