STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
GOOD
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
9,868
2010–2026
Total Volume
$5.0B
Gross loan amounts
States Active
33
With recorded loans
Programs
7(a) & 504
9851 total segments
Truist Bank has a strong focus on existing businesses, with 67% of their SBA deals supporting established companies. This makes them a good fit for borrowers looking to expand or refinance existing operations.
With an average 7(a) spread of P+2.23%, Truist Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to lower overall borrowing costs for your SBA loan.
Truist Bank's 12% share of 504 loans indicates a balanced approach to lending. While they primarily focus on 7(a) loans, they also cater to borrowers needing real estate financing, which could be beneficial if you're considering property acquisition.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 1,177 504 loans, which use fixed SBA debenture rates.
Top 15 of 33 states where Truist Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Physician & Dental Offices
Health Care & Social Assistance
Management & IT Consulting
Professional Services
Administrative & Waste Services
Administrative & Waste Services
Retail Trade
Retail Trade
+ 7 more
All recorded SBA lending activity for Truist Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Florida · Wholesale Trade · Under $150K | 7(a) | 77 | P+3.00% | $87K | Q4 2019 |
| North Carolina · Restaurants & Food Service · Under $150K | 7(a) | 73 | P+2.00% | $74K | Q4 2019 |
| North Carolina · Restaurants & Food Service · $150K – $350K | 7(a) | 73 | P+1.50% | $255K | Q3 2025 |
| Virginia · Management & IT Consulting · Under $150K | 7(a) | 69 | P+2.00% | $83K | Q4 2019 |
| Florida · Physician & Dental Offices · Under $150K | 7(a) | 69 | P+2.75% | $86K | Q4 2022 |
| Florida · Specialty Trade Contractors · Under $150K | 7(a) | 67 | P+2.75% | $83K | Q4 2019 |
| Virginia · Specialty Trade Contractors · Under $150K | 7(a) | 64 | P+3.42% | $63K | Q1 2021 |
| North Carolina · Specialty Trade Contractors · Under $150K | 7(a) | 63 | P+3.99% | $60K | Q3 2019 |
| Florida · Restaurants & Food Service · $150K – $350K | 7(a) | 60 | P+2.70% | $272K | Q3 2025 |
| Georgia · Restaurants & Food Service · $150K – $350K | 7(a) | 58 | P+1.95% | $271K | Q4 2021 |
| Virginia · Restaurants & Food Service · $150K – $350K | 7(a) | 56 | P+2.25% | $260K | Q3 2021 |
| Florida · Specialty Trade Contractors · $150K – $350K | 7(a) | 54 | P+2.70% | $262K | Q3 2021 |
| Florida · Other Health Practitioners · Under $150K | 7(a) | 54 | P+2.75% | $75K | Q4 2024 |
| North Carolina · Retail Trade · Under $150K | 7(a) | 52 | P+2.75% | $63K | Q2 2022 |
| North Carolina · Manufacturing · Under $150K | 7(a) | 52 | P+2.65% | $82K | Q2 2024 |
| North Carolina · Transportation & Warehousing · Under $150K | 7(a) | 50 | P+4.71% | $41K | Q4 2019 |
| Florida · Retail Trade · Under $150K | 7(a) | 48 | P+3.25% | $78K | Q2 2019 |
| Florida · Wholesale Trade · $150K – $350K | 7(a) | 47 | P+2.70% | $273K | Q1 2022 |
| Florida · Administrative & Waste Services · Under $150K | 7(a) | 47 | P+3.25% | $72K | Q2 2021 |
| Florida · Manufacturing · Under $150K | 7(a) | 46 | P+2.75% | $72K | Q4 2020 |
| North Carolina · Other Repair & Services · Under $150K | 7(a) | 44 | P+2.42% | $50K | Q1 2019 |
| Georgia · Specialty Trade Contractors · Under $150K | 7(a) | 44 | P+2.70% | $87K | Q3 2019 |
| Florida · Manufacturing · $150K – $350K | 7(a) | 43 | P+2.70% | $251K | Q1 2023 |
| North Carolina · Administrative & Waste Services · Under $150K | 7(a) | 42 | P+3.33% | $58K | Q2 2019 |
| Florida · Restaurants & Food Service · $500K – $1M | 7(a) | 41 | P+2.50% | $657K | Q3 2025 |
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