STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
12,531
2010–2026
Total Volume
$4.2B
Gross loan amounts
States Active
41
With recorded loans
Programs
7(a) & 504
12529 total segments
Zions Bank has a strong presence in both 7(a) and 504 loans, with 22% of their deals being 504 loans, which is above the national average of 18%. This indicates they are well-equipped to handle real estate-heavy financing needs, making them a good option if you're looking for property-related funding.
The average deal size at Zions Bank is $334,615, with a significant number of deals (6915) under $150K. If your financing needs are below this threshold, you may find better options elsewhere, as they primarily cater to smaller businesses.
Zions Bank has shown impressive growth with a 59% year-over-year increase in deals. This trend suggests they are actively expanding their lending capacity, which could mean more favorable terms and quicker processing times for new borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 2,712 504 loans, which use fixed SBA debenture rates.
Top 15 of 41 states where Zions Bank, A Division of has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Restaurants & Food Service
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Physician & Dental Offices
Health Care & Social Assistance
Administrative & Waste Services
Administrative & Waste Services
Transportation & Warehousing
Transportation & Warehousing
Other Health Practitioners
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Zions Bank, A Division of, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Utah · Manufacturing · Under $150K | 7(a) | 275 | P+3.73% | $67K | Q4 2025 |
| Utah · Specialty Trade Contractors · Under $150K | 7(a) | 238 | P+4.45% | $55K | Q4 2025 |
| Utah · Transportation & Warehousing · Under $150K | 7(a) | 225 | P+4.44% | $51K | Q4 2025 |
| Utah · Restaurants & Food Service · Under $150K | 7(a) | 217 | P+2.85% | $68K | Q4 2025 |
| Utah · Administrative & Waste Services · Under $150K | 7(a) | 196 | P+4.47% | $51K | Q4 2025 |
| Utah · Wholesale Trade · Under $150K | 7(a) | 141 | P+3.74% | $67K | Q4 2025 |
| Idaho · Specialty Trade Contractors · Under $150K | 7(a) | 140 | P+3.84% | $59K | Q4 2025 |
| Utah · Physician & Dental Offices · Under $150K | 7(a) | 133 | P+4.01% | $61K | Q3 2025 |
| Utah · Other Health Practitioners · Under $150K | 7(a) | 127 | P+3.20% | $67K | Q4 2025 |
| California · Manufacturing · Under $150K | 7(a) | 104 | P+4.50% | $73K | Q4 2025 |
| Utah · Building Construction · Under $150K | 7(a) | 99 | P+4.40% | $62K | Q4 2025 |
| Utah · Retail Trade · Under $150K | 7(a) | 99 | P+4.42% | $62K | Q4 2025 |
| Idaho · Manufacturing · Under $150K | 7(a) | 92 | P+3.10% | $69K | Q3 2025 |
| Utah · Personal Care (Salons, Spas) · Under $150K | 7(a) | 89 | P+2.75% | $61K | Q3 2025 |
| Utah · Auto Repair & Maintenance · Under $150K | 7(a) | 86 | P+3.98% | $50K | Q4 2025 |
| California · Wholesale Trade · Under $150K | 7(a) | 84 | P+4.50% | $79K | Q3 2025 |
| California · Specialty Trade Contractors · Under $150K | 7(a) | 83 | P+4.50% | $75K | Q4 2025 |
| Utah · Restaurants & Food Service · $150K – $350K | 7(a) | 82 | P+2.69% | $254K | Q1 2025 |
| Utah · Manufacturing · $150K – $350K | 7(a) | 74 | P+2.69% | $249K | Q4 2025 |
| Utah · Management & IT Consulting · Under $150K | 7(a) | 74 | P+3.88% | $69K | Q3 2025 |
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 72 | P+3.50% | $76K | Q4 2025 |
| Utah · Arts, Entertainment & Recreation · Under $150K | 7(a) | 69 | P+3.67% | $64K | Q4 2025 |
| Utah · Other Professional Services · Under $150K | 7(a) | 69 | P+3.95% | $56K | Q4 2025 |
| Utah · Engineering & Architecture · Under $150K | 7(a) | 68 | P+3.98% | $52K | Q2 2025 |
| Utah · Real Estate · Under $150K | 7(a) | 68 | P+3.97% | $72K | Q2 2025 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Zions Bank, A Division of.
No reviews yet. Be the first to review Zions Bank, A Division of.
Listen to acquisition entrepreneurs share their experience
Acquiring Minds
Taylor Mattingly · Energy Ogre
$375K · TX
Acquiring Minds
Sajama Mitta · Chemical Data Management Systems
$500K
Acquiring Minds
Brendan Van Buren · ProMax Fencing Systems
$500K · 2018
Matched to real SBA lending records. LenderHawk is not affiliated with or endorsed by these podcasts.