SBA Lenders in Wyoming
Top lenders ranked by real SBA lending data. See who's most active in Wyoming across deal count, loan size, and pricing.
What Borrowers Should Know
Wyoming lenders price 7(a) loans 30 basis points cheaper than the national median (P+2.45% vs P+2.75%), suggesting less competition pressure and potentially easier negotiation on rates. With 130 active lenders competing for 1,727 deals, you have genuine choices—particularly from the top 5 lenders who control 754 deals (43% of market). This pricing advantage is meaningful: on a $450K loan over 10 years, that 0.30% difference saves roughly $15,000 in interest.
The average deal size of $451,090 against $779M in total volume indicates Wyoming attracts mostly smaller loans with modest growth capital needs rather than expansion or acquisition deals. If you're seeking more than $600K, you may face steeper underwriting scrutiny or be pushed toward larger regional lenders like Wells Fargo (201 deals) who have appetite for bigger tickets. The tight deal-size clustering suggests lenders here focus on sustainable, proven businesses rather than high-growth ventures.
Wells Fargo and Bank of Bridger together hold 400 of 1,727 deals (23% of market), but the remaining 77% is distributed across 128 other lenders—including three mid-tier players (Wyoming Capital Access, First Interstate, Mountain West) with 100+ deals each. This fragmentation reduces any single lender's gatekeeping power, but also means you'll need to shop actively. A strong local or community bank may offer better service and faster decisions than the major national players dominating raw deal counts.
Total SBA Loans
1,725
Active Lenders
128
Avg Deal Size
$451K
Total Volume
$777.7M
Top 10 Lenders in Wyoming
Ranked by total deal count across all SBA programs.
| # | Lender | Type | Deals | Avg Size | Spread | |
|---|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | Bank | 201 | $239K | P + 2.75%AVERAGE | |
| 2 | Bank of Bridger, National Association | Bank | 199 | $200K | P + 2.00%GOOD | |
| 3 | Wyoming Capital Access | Bank | 138 | $681K | P + 3.63%HIGH | |
| 4 | First Interstate Bank | Bank | 114 | $295K | P + 2.25%GOOD | |
| 5 | Mountain West Small Business F | CDC/504 | 102 | $764K | — | |
| 6 | Platte Valley Bank | Bank | 100 | $96K | P + 1.86%GOOD | |
| 7 | U.S. Bank, National Association | Bank | 94 | $247K | P + 2.25%GOOD | |
| 8 | Glacier Bank | Bank | 53 | $518K | P + 2.25%GOOD | |
| 9 | Northeast Bank | Bank | 46 | $137K | P + 2.75%AVERAGE | |
| 10 | Live Oak Banking Company | Bank | 43 | $1.3M | P + 2.00%GOOD |
Top Industries in Wyoming
SBA lending activity by industry segment.