STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
267
2010–2026
Total Volume
$32M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
267 total segments
St. Mary's Bank has a strong focus on existing businesses, with 72% of their deals serving this purpose. This makes them a good choice if you are looking to expand or refinance an established business.
With an average 7(a) spread of P+0.88%, St. Mary's Bank offers competitive pricing compared to the national median of P+2.75%. This can lead to significant savings over the life of your loan.
The lender's deal volume has declined by 33% year-over-year, indicating a potential tightening in lending. If you're considering applying, be prepared for a more rigorous approval process.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 18 504 loans, which use fixed SBA debenture rates.
States where St. Mary's Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Specialty Trade Contractors
Construction
Administrative & Waste Services
Administrative & Waste Services
Transportation & Warehousing
Transportation & Warehousing
Wholesale Trade
Wholesale Trade
Building Construction
Construction
Manufacturing
Manufacturing
Auto Repair & Maintenance
Other Services
Engineering & Architecture
Professional Services
+ 7 more
All recorded SBA lending activity for St. Mary's Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New Hampshire · Specialty Trade Contractors · Under $150K | 7(a) | 46 | P+0.74% | $51K | Q4 2025 |
| New Hampshire · Administrative & Waste Services · Under $150K | 7(a) | 32 | P+0.88% | $37K | Q1 2025 |
| New Hampshire · Transportation & Warehousing · Under $150K | 7(a) | 15 | P+0.75% | $44K | Q2 2023 |
| New Hampshire · Building Construction · Under $150K | 7(a) | 15 | P+1.50% | $49K | Q3 2024 |
| New Hampshire · Wholesale Trade · Under $150K | 7(a) | 13 | P+0.74% | $53K | Q1 2025 |
| New Hampshire · Engineering & Architecture · Under $150K | 7(a) | 9 | P+1.74% | $40K | Q2 2025 |
| New Hampshire · Manufacturing · Under $150K | 7(a) | 8 | P+0.87% | $30K | Q3 2020 |
| New Hampshire · Auto Repair & Maintenance · Under $150K | 7(a) | 7 | P+0.74% | $23K | Q1 2018 |
| New Hampshire · Retail Trade · Under $150K | 7(a) | 7 | P+1.00% | $46K | Q2 2023 |
| New Hampshire · Restaurants & Food Service · Under $150K | 7(a) | 6 | P+1.12% | $57K | Q2 2024 |
| New Hampshire · Miscellaneous Retail · Under $150K | 7(a) | 5 | P+1.00% | $61K | Q4 2024 |
| New Hampshire · Other Repair & Services · Under $150K | 7(a) | 5 | P+1.00% | $34K | Q4 2024 |
| New Hampshire · Arts, Entertainment & Recreation · Under $150K | 7(a) | 5 | P+1.00% | $33K | Q1 2024 |
| New Hampshire · Accounting & Tax · Under $150K | 7(a) | 4 | P+1.87% | $14K | Q4 2013 |
| New Hampshire · Personal Care (Salons, Spas) · Under $150K | 7(a) | 4 | P+1.50% | $28K | Q3 2020 |
| New Hampshire · General Merchandise · Under $150K | 7(a) | 4 | P+0.37% | $28K | Q3 2013 |
| New Hampshire · Physician & Dental Offices · Under $150K | 7(a) | 4 | P+2.56% | $73K | Q3 2022 |
| New Hampshire · Other Health Practitioners · Under $150K | 7(a) | 4 | P+1.00% | $52K | Q3 2023 |
| New Hampshire · Education · Under $150K | 7(a) | 4 | P+1.25% | $34K | Q2 2014 |
| New Hampshire · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+1.00% | $204K | Q2 2025 |
| New Hampshire · Transportation & Warehousing · $150K – $350K | 7(a) | 3 | P+0.74% | $174K | Q3 2022 |
| New Hampshire · Information & Media · Under $150K | 7(a) | 3 | P+1.00% | $20K | Q2 2024 |
| New Hampshire · Specialty Trade Contractors · $350K – $500K | 504 | 3 | — | $438K | Q2 2025 |
| New Hampshire · Finance & Insurance · Under $150K | 7(a) | 3 | P+2.25% | $63K | Q4 2025 |
| New Hampshire · Sporting Goods & Hobby · Under $150K | 7(a) | 2 | P+0.87% | $15K | Q1 2013 |
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