STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
572
2010–2026
Total Volume
$415M
Gross loan amounts
States Active
39
With recorded loans
Programs
7(a) & 504
572 total segments
CIBC Bank USA has a strong focus on startups, with 41% of their SBA deals dedicated to new businesses. This could be beneficial if you're a first-time borrower looking for startup funding.
With an average 7(a) spread of P+2.18%, CIBC Bank USA offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
CIBC Bank USA's growth trend shows a decline of 13% year-over-year in deal volume. This may indicate a tightening of lending criteria, making it potentially more challenging to get approved.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 47 504 loans, which use fixed SBA debenture rates.
Top 15 of 39 states where CIBC Bank USA has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Other Health Practitioners
Health Care & Social Assistance
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Administrative & Waste Services
Administrative & Waste Services
Restaurants & Food Service
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Other Repair & Services
Other Services
Real Estate
Real Estate
+ 7 more
All recorded SBA lending activity for CIBC Bank USA, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Illinois · Manufacturing · $1M – $2M | 7(a) | 5 | P+2.00% | $1.4M | Q3 2025 |
| Illinois · Manufacturing · Under $150K | 7(a) | 5 | P+2.00% | $85K | Q2 2025 |
| California · Other Health Practitioners · Under $150K | 7(a) | 5 | P+2.00% | $85K | Q1 2025 |
| California · Other Health Practitioners · $500K – $1M | 7(a) | 5 | P+2.50% | $582K | Q1 2025 |
| Illinois · Management & IT Consulting · Under $150K | 7(a) | 4 | P+2.00% | $75K | Q2 2021 |
| Illinois · Laundry & Dry Cleaning · $150K – $350K | 7(a) | 4 | P+2.50% | $296K | Q4 2025 |
| Illinois · Other Repair & Services · $150K – $350K | 7(a) | 4 | P+2.25% | $248K | Q2 2024 |
| Illinois · Restaurants & Food Service · Under $150K | 7(a) | 4 | P+2.38% | $76K | Q3 2020 |
| Illinois · Other Health Practitioners · $500K – $1M | 7(a) | 4 | P+2.50% | $710K | Q1 2022 |
| Illinois · Manufacturing · $2M – $5M | 7(a) | 4 | P+1.25% | $4.0M | Q2 2025 |
| California · Specialty Trade Contractors · $2M – $5M | 7(a) | 3 | P+2.50% | $3.2M | Q2 2024 |
| Ohio · Other Health Practitioners · $500K – $1M | 7(a) | 3 | P+2.50% | $794K | Q1 2022 |
| Florida · Manufacturing · $150K – $350K | 7(a) | 3 | P+2.00% | $298K | Q3 2020 |
| Virginia · Other Health Practitioners · Under $150K | 7(a) | 3 | P+2.00% | $83K | Q3 2023 |
| Virginia · Other Health Practitioners · $150K – $350K | 7(a) | 3 | P+2.00% | $259K | Q2 2024 |
| Illinois · Specialty Trade Contractors · Under $150K | 7(a) | 3 | P+2.00% | $108K | Q4 2023 |
| Georgia · Other Repair & Services · $150K – $350K | 7(a) | 3 | P+2.75% | $253K | Q4 2010 |
| Illinois · Manufacturing · $500K – $1M | 7(a) | 3 | P+2.50% | $652K | Q3 2020 |
| Virginia · Other Health Practitioners · $500K – $1M | 7(a) | 3 | P+2.50% | $653K | Q4 2024 |
| Missouri · Specialty Trade Contractors · $2M – $5M | 7(a) | 3 | P+2.50% | $2.5M | Q2 2020 |
| Florida · Other Health Practitioners · $150K – $350K | 7(a) | 3 | P+2.00% | $283K | Q4 2021 |
| Nevada · Other Health Practitioners · Under $150K | 7(a) | 3 | P+2.00% | $100K | Q2 2024 |
| Georgia · Other Health Practitioners · Under $150K | 7(a) | 3 | P+2.00% | $100K | Q1 2024 |
| Texas · Auto Repair & Maintenance · Under $150K | 7(a) | 3 | P+2.25% | $117K | Q4 2024 |
| Illinois · General Merchandise · Under $150K | 7(a) | 3 | P+2.00% | $80K | Q3 2020 |
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Real experiences from borrowers who closed SBA loans with CIBC Bank USA.
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Matched to real SBA lending records. LenderHawk is not affiliated with or endorsed by these podcasts.