STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
GOOD
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
575
2010–2026
Total Volume
$574M
Gross loan amounts
States Active
32
With recorded loans
Programs
7(a) & 504
575 total segments
Coastal States Bank has a strong focus on the restaurant and food service industry, accounting for 29% of their total SBA deals. If you're in this sector, they may be a great fit for your financing needs.
With an average 7(a) spread of P+2.27%, Coastal States Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money over the life of your loan.
The lender's growth trend shows a remarkable 108% year-over-year increase in deals, indicating they are actively expanding their lending capacity. This could mean a higher likelihood of approval for your loan.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 23 504 loans, which use fixed SBA debenture rates.
Top 15 of 32 states where Coastal States Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Hotels & Accommodation
Accommodation & Food Services
Social Assistance
Health Care & Social Assistance
Wholesale Trade
Wholesale Trade
Gas Stations
Retail Trade
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Manufacturing
Manufacturing
Auto Repair & Maintenance
Other Services
+ 7 more
All recorded SBA lending activity for Coastal States Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Georgia · Restaurants & Food Service · $150K – $350K | 7(a) | 35 | P+2.75% | $266K | Q2 2016 |
| Georgia · Restaurants & Food Service · $1M – $2M | 7(a) | 14 | P+2.50% | $1.4M | Q4 2017 |
| Georgia · Restaurants & Food Service · $350K – $500K | 7(a) | 13 | P+2.50% | $403K | Q3 2022 |
| Georgia · Restaurants & Food Service · $500K – $1M | 7(a) | 9 | P+2.00% | $701K | Q3 2025 |
| Georgia · Hotels & Accommodation · $1M – $2M | 7(a) | 9 | P+2.50% | $1.4M | Q2 2021 |
| Georgia · Restaurants & Food Service · Under $150K | 7(a) | 7 | P+2.75% | $131K | Q1 2016 |
| Georgia · Hotels & Accommodation · $2M – $5M | 7(a) | 7 | P+2.00% | $3.1M | Q2 2021 |
| Georgia · Gas Stations · $500K – $1M | 7(a) | 6 | P+2.75% | $718K | Q3 2016 |
| Georgia · Wholesale Trade · $500K – $1M | 7(a) | 6 | P+2.50% | $769K | Q1 2019 |
| North Carolina · Restaurants & Food Service · $150K – $350K | 7(a) | 6 | P+2.75% | $265K | Q3 2014 |
| Georgia · Food & Beverage Stores · $1M – $2M | 7(a) | 6 | P+2.38% | $1.6M | Q2 2015 |
| Georgia · Agriculture & Forestry · $500K – $1M | 7(a) | 5 | P+2.75% | $638K | Q1 2015 |
| Alabama · Gas Stations · $500K – $1M | 7(a) | 5 | P+2.75% | $699K | Q4 2012 |
| Georgia · Gas Stations · $1M – $2M | 7(a) | 5 | P+2.50% | $1.2M | Q2 2021 |
| Florida · Restaurants & Food Service · $1M – $2M | 7(a) | 5 | P+2.50% | $1.3M | Q4 2014 |
| Georgia · Food & Beverage Stores · $500K – $1M | 7(a) | 4 | P+2.75% | $888K | Q2 2021 |
| Alabama · Hotels & Accommodation · $500K – $1M | 7(a) | 4 | P+2.75% | $853K | Q2 2021 |
| Georgia · Arts, Entertainment & Recreation · $1M – $2M | 7(a) | 4 | P+2.75% | $1.5M | Q2 2014 |
| Georgia · Wholesale Trade · $150K – $350K | 7(a) | 4 | P+1.88% | $277K | Q3 2020 |
| Georgia · Real Estate · $500K – $1M | 7(a) | 4 | P+2.50% | $785K | Q1 2018 |
| Georgia · Retail Trade · $150K – $350K | 7(a) | 4 | P+2.63% | $275K | Q4 2011 |
| Georgia · Social Assistance · $2M – $5M | 7(a) | 4 | P+2.13% | $3.7M | Q3 2022 |
| Georgia · Social Assistance · $500K – $1M | 7(a) | 4 | P+2.50% | $731K | Q1 2021 |
| Georgia · Administrative & Waste Services · $500K – $1M | 7(a) | 3 | P+2.75% | $847K | Q1 2018 |
| Iowa · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+2.75% | $319K | Q4 2015 |
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