GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
509
2010–2026
Total Volume
$352M
Gross loan amounts
States Active
6
With recorded loans
Programs
504
500 total segments
Southern Development Council is a 504-only lender, focusing heavily on existing businesses, with 77% of their deals supporting established companies. This makes them a strong choice for borrowers looking to finance expansions or equipment purchases rather than startups or acquisitions.
With an average deal size of $703,746 and a significant number of deals in the $150K-$1M range (137 deals), Southern Development Council is well-suited for borrowers seeking mid-sized financing, particularly in industries like restaurants and manufacturing.
Southern Development Council has shown a robust growth trend, with a 28% year-over-year increase in deals. This upward trajectory suggests they are actively expanding their lending capacity, which could be beneficial for borrowers seeking timely approvals.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 500 504 loans, which use fixed SBA debenture rates.
States where Southern Development Council has recorded SBA lending activity.
+ 1 more state
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Hotels & Accommodation
Accommodation & Food Services
Physician & Dental Offices
Health Care & Social Assistance
Auto Repair & Maintenance
Other Services
Wholesale Trade
Wholesale Trade
Retail Trade
Retail Trade
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
+ 7 more
All recorded SBA lending activity for Southern Development Council, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Alabama · Restaurants & Food Service · $500K – $1M | 504 | 27 | — | $668K | Q4 2025 |
| Alabama · Physician & Dental Offices · $500K – $1M | 504 | 15 | — | $678K | Q3 2024 |
| Alabama · Restaurants & Food Service · $150K – $350K | 504 | 15 | — | $242K | Q1 2023 |
| Alabama · Manufacturing · $150K – $350K | 504 | 14 | — | $263K | Q1 2025 |
| Alabama · Restaurants & Food Service · $350K – $500K | 504 | 13 | — | $428K | Q3 2025 |
| Alabama · Wholesale Trade · $150K – $350K | 504 | 12 | — | $225K | Q3 2022 |
| Alabama · Physician & Dental Offices · $150K – $350K | 504 | 12 | — | $276K | Q3 2024 |
| Alabama · Physician & Dental Offices · $350K – $500K | 504 | 12 | — | $412K | Q1 2023 |
| Alabama · Manufacturing · $500K – $1M | 504 | 11 | — | $702K | Q4 2022 |
| Alabama · Hotels & Accommodation · $500K – $1M | 504 | 10 | — | $734K | Q1 2021 |
| Alabama · Hotels & Accommodation · $1M – $2M | 504 | 10 | — | $1.6M | Q3 2025 |
| Alabama · Hotels & Accommodation · $2M – $5M | 504 | 9 | — | $3.3M | Q1 2025 |
| Alabama · Retail Trade · $150K – $350K | 504 | 9 | — | $224K | Q1 2020 |
| Alabama · Auto Repair & Maintenance · $150K – $350K | 504 | 8 | — | $241K | Q3 2025 |
| Alabama · Restaurants & Food Service · $1M – $2M | 504 | 8 | — | $1.4M | Q1 2023 |
| Alabama · Hotels & Accommodation · $350K – $500K | 504 | 7 | — | $426K | Q1 2020 |
| Alabama · Arts, Entertainment & Recreation · $150K – $350K | 504 | 7 | — | $300K | Q1 2022 |
| Alabama · Manufacturing · $350K – $500K | 504 | 7 | — | $428K | Q3 2025 |
| Alabama · Other Health Practitioners · $150K – $350K | 504 | 6 | — | $258K | Q3 2025 |
| Alabama · Auto Repair & Maintenance · $1M – $2M | 504 | 6 | — | $1.3M | Q4 2023 |
| Alabama · Management & IT Consulting · $500K – $1M | 504 | 5 | — | $677K | Q1 2024 |
| Alabama · Manufacturing · $2M – $5M | 504 | 5 | — | $2.4M | Q4 2022 |
| Alabama · Auto Repair & Maintenance · $500K – $1M | 504 | 5 | — | $628K | Q2 2016 |
| Alabama · Auto Repair & Maintenance · $350K – $500K | 504 | 5 | — | $409K | Q4 2021 |
| Alabama · Specialty Trade Contractors · $500K – $1M | 504 | 5 | — | $648K | Q4 2025 |
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