STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
88
2010–2025
Total Volume
$26M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
88 total segments
Most active in Louisiana (97% of deals) and focuses heavily on restaurants & food service (18% of deals).
45% of Red River Bank's SBA deals go to startups and new businesses — more startup-friendly than most SBA lenders, where existing businesses typically dominate.
88 SBA loans worth $26.3M since FY2010, with relatively steady volume year-over-year.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 10 504 loans, which use fixed SBA debenture rates.
States where Red River Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Social Assistance
Health Care & Social Assistance
Other Health Practitioners
Health Care & Social Assistance
Wholesale Trade
Wholesale Trade
Management & IT Consulting
Professional Services
Specialty Trade Contractors
Construction
Retail Trade
Retail Trade
Education
Education
+ 7 more
All recorded SBA lending activity for Red River Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Louisiana · Restaurants & Food Service · Under $150K | 7(a) | 8 | P+2.00% | $82K | Q2 2021 |
| Louisiana · Restaurants & Food Service · $150K – $350K | 7(a) | 6 | P+1.50% | $255K | Q2 2021 |
| Louisiana · Wholesale Trade · Under $150K | 7(a) | 5 | P+3.25% | $60K | Q1 2021 |
| Louisiana · Social Assistance · Under $150K | 7(a) | 5 | P+2.25% | $55K | Q4 2024 |
| Louisiana · Specialty Trade Contractors · Under $150K | 7(a) | 4 | P+3.13% | $29K | Q2 2014 |
| Louisiana · Other Health Practitioners · Under $150K | 7(a) | 3 | P+2.75% | $67K | Q4 2015 |
| Louisiana · Management & IT Consulting · Under $150K | 7(a) | 3 | P+2.00% | $63K | Q4 2021 |
| Louisiana · Retail Trade · Under $150K | 7(a) | 3 | P+2.00% | $92K | Q2 2020 |
| Louisiana · Physician & Dental Offices · Under $150K | 7(a) | 3 | P+1.50% | $88K | Q1 2020 |
| Louisiana · Other Professional Services · Under $150K | 7(a) | 2 | P+3.75% | $38K | Q3 2022 |
| Louisiana · Administrative & Waste Services · Under $150K | 7(a) | 2 | P+3.50% | $75K | Q1 2012 |
| Louisiana · Miscellaneous Retail · Under $150K | 7(a) | 2 | P+2.00% | $56K | Q4 2020 |
| Louisiana · Other Professional Services · $150K – $350K | 7(a) | 2 | P+-0.50% | $182K | Q4 2023 |
| Louisiana · Auto Repair & Maintenance · Under $150K | 7(a) | 1 | P+2.00% | $50K | Q4 2017 |
| Louisiana · Auto Repair & Maintenance · $150K – $350K | 7(a) | 1 | P+2.75% | $197K | Q3 2013 |
| Louisiana · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 1 | P+1.25% | $250K | Q4 2021 |
| Louisiana · Manufacturing · Under $150K | 7(a) | 1 | P+2.00% | $125K | Q2 2018 |
| Louisiana · Manufacturing · $150K – $350K | 7(a) | 1 | P+2.00% | $159K | Q3 2015 |
| Louisiana · Manufacturing · $350K – $500K | 7(a) | 1 | P+1.25% | $405K | Q1 2022 |
| Louisiana · Wholesale Trade · $150K – $350K | 7(a) | 1 | P+3.25% | $294K | Q4 2010 |
| Louisiana · Retail Trade · $500K – $1M | 7(a) | 1 | P+1.25% | $675K | Q3 2021 |
| Louisiana · Transportation & Warehousing · Under $150K | 7(a) | 1 | P+2.25% | $73K | Q2 2012 |
| Louisiana · Finance & Insurance · Under $150K | 7(a) | 1 | P+2.25% | $150K | Q3 2014 |
| Louisiana · Finance & Insurance · $150K – $350K | 7(a) | 1 | P+-0.50% | $256K | Q2 2023 |
| Louisiana · Real Estate · $500K – $1M | 7(a) | 1 | P+2.75% | $504K | Q4 2015 |
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