GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
209
2010–2025
Total Volume
$91M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
209 total segments
Queensborough National Bank has a strong focus on 504 loans, with 29% of their SBA deals in this category, significantly higher than the national average of 18%. This makes them a solid choice for borrowers looking for real estate financing.
With an average 7(a) spread of P+2.39%, Queensborough offers competitive pricing compared to the national median of P+2.75%. This could lead to lower overall borrowing costs for your loan.
Queensborough's growth trend shows a significant decline of 67% year-over-year in deal volume, which may indicate a tightening of their lending criteria. Borrowers should be prepared for potentially stricter approval processes.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 61 504 loans, which use fixed SBA debenture rates.
States where Queensborough National Bank and Trust Company has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Retail Trade
Retail Trade
Auto Repair & Maintenance
Other Services
Transportation & Warehousing
Transportation & Warehousing
Food & Beverage Stores
Retail Trade
Manufacturing
Manufacturing
Auto Dealers & Parts
Retail Trade
+ 7 more
All recorded SBA lending activity for Queensborough National Bank and Trust Company, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Georgia · Restaurants & Food Service · $150K – $350K | 7(a) | 11 | P+2.75% | $237K | Q4 2020 |
| Georgia · Restaurants & Food Service · Under $150K | 7(a) | 8 | P+2.63% | $68K | Q3 2022 |
| Georgia · Retail Trade · Under $150K | 7(a) | 6 | P+2.75% | $77K | Q4 2014 |
| Georgia · Arts, Entertainment & Recreation · Under $150K | 7(a) | 5 | P+2.75% | $46K | Q3 2015 |
| Georgia · Restaurants & Food Service · $350K – $500K | 7(a) | 5 | P+1.50% | $382K | Q4 2022 |
| Georgia · Physician & Dental Offices · Under $150K | 7(a) | 4 | P+2.25% | $103K | Q4 2018 |
| Georgia · Other Repair & Services · Under $150K | 7(a) | 4 | P+3.63% | $83K | Q4 2017 |
| Georgia · Other Health Practitioners · $150K – $350K | 7(a) | 4 | P+2.75% | $237K | Q2 2021 |
| Georgia · Food & Beverage Stores · $150K – $350K | 7(a) | 4 | P+1.55% | $195K | Q4 2021 |
| Georgia · Personal Care (Salons, Spas) · Under $150K | 7(a) | 4 | P+2.75% | $51K | Q3 2021 |
| Georgia · Social Assistance · Under $150K | 7(a) | 3 | P+2.75% | $72K | Q3 2021 |
| Georgia · Arts, Entertainment & Recreation · $500K – $1M | 504 | 3 | — | $691K | Q2 2020 |
| Georgia · Social Assistance · $150K – $350K | 7(a) | 3 | P+2.75% | $313K | Q3 2017 |
| Georgia · Transportation & Warehousing · Under $150K | 7(a) | 3 | P+3.00% | $20K | Q1 2017 |
| Georgia · Auto Repair & Maintenance · $500K – $1M | 504 | 3 | — | $707K | Q4 2024 |
| Georgia · Manufacturing · $150K – $350K | 504 | 3 | — | $257K | Q2 2024 |
| Georgia · Auto Repair & Maintenance · Under $150K | 7(a) | 3 | P+3.25% | $52K | Q2 2014 |
| Georgia · Restaurants & Food Service · $500K – $1M | 504 | 3 | — | $727K | Q2 2022 |
| Georgia · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 3 | P+2.75% | $242K | Q3 2021 |
| Georgia · Social Assistance · $500K – $1M | 504 | 3 | — | $741K | Q1 2024 |
| Georgia · Restaurants & Food Service · $500K – $1M | 7(a) | 2 | P+0.88% | $641K | Q4 2019 |
| Georgia · Restaurants & Food Service · $1M – $2M | 504 | 2 | — | $1.2M | Q1 2025 |
| Georgia · Auto Repair & Maintenance · $150K – $350K | 7(a) | 2 | P+1.88% | $242K | Q2 2019 |
| Georgia · Administrative & Waste Services · $150K – $350K | 7(a) | 2 | P+2.50% | $187K | Q3 2019 |
| Georgia · Auto Dealers & Parts · $1M – $2M | 7(a) | 2 | P+1.68% | $1.5M | Q3 2021 |
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