STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
213
2010–2025
Total Volume
$215M
Gross loan amounts
States Active
6
With recorded loans
Programs
7(a) & 504
213 total segments
Pineland Bank has a strong focus on existing businesses, with 51% of their deals supporting established companies. This could be beneficial if you're looking to expand an existing operation.
With an average 7(a) spread of P+1.88%, Pineland Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money over the life of your loan.
Although Pineland Bank has a minimal 504 presence, with only 10 deals making up 5% of their total, this indicates they primarily focus on 7(a) loans. If you're considering a 504 loan, you may want to explore other lenders.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 10 504 loans, which use fixed SBA debenture rates.
States where Pineland Bank has recorded SBA lending activity.
+ 1 more state
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Agriculture & Forestry
Agriculture & Forestry
Hotels & Accommodation
Accommodation & Food Services
Gas Stations
Retail Trade
Retail Trade
Retail Trade
Building Construction
Construction
Specialty Trade Contractors
Construction
Other Health Practitioners
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Pineland Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Florida · Restaurants & Food Service · $500K – $1M | 7(a) | 7 | P+2.00% | $646K | Q2 2025 |
| Georgia · Gas Stations · $1M – $2M | 7(a) | 7 | P+2.75% | $1.3M | Q3 2014 |
| Georgia · Restaurants & Food Service · $500K – $1M | 7(a) | 7 | P+0.75% | $680K | Q4 2023 |
| Georgia · Agriculture & Forestry · $1M – $2M | 7(a) | 6 | P+1.88% | $1.5M | Q2 2021 |
| Georgia · Hotels & Accommodation · $2M – $5M | 7(a) | 6 | P+2.00% | $3.2M | Q3 2021 |
| Florida · Restaurants & Food Service · $150K – $350K | 7(a) | 6 | P+2.50% | $270K | Q3 2025 |
| Georgia · Gas Stations · $500K – $1M | 7(a) | 5 | P+2.75% | $646K | Q4 2019 |
| Georgia · Building Construction · $1M – $2M | 7(a) | 5 | P+0.00% | $1.9M | Q3 2024 |
| Georgia · Agriculture & Forestry · $150K – $350K | 7(a) | 5 | P+1.25% | $264K | Q1 2023 |
| Georgia · Retail Trade · $500K – $1M | 7(a) | 5 | P+1.50% | $695K | Q3 2021 |
| Georgia · Agriculture & Forestry · $350K – $500K | 7(a) | 5 | P+1.50% | $463K | Q2 2021 |
| Georgia · Agriculture & Forestry · $500K – $1M | 7(a) | 4 | P+1.25% | $714K | Q4 2021 |
| Georgia · Agriculture & Forestry · $2M – $5M | 7(a) | 4 | P+2.00% | $3.5M | Q1 2024 |
| Georgia · Hotels & Accommodation · $500K – $1M | 7(a) | 4 | P+2.25% | $749K | Q2 2021 |
| Georgia · Specialty Trade Contractors · $350K – $500K | 7(a) | 3 | P+1.75% | $500K | Q1 2021 |
| Georgia · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+1.75% | $309K | Q3 2022 |
| Georgia · Restaurants & Food Service · $1M – $2M | 7(a) | 3 | P+2.00% | $1.7M | Q2 2021 |
| Florida · Personal Care (Salons, Spas) · $350K – $500K | 7(a) | 3 | P+2.50% | $430K | Q3 2021 |
| Georgia · Gas Stations · $350K – $500K | 7(a) | 3 | P+1.50% | $413K | Q3 2021 |
| Georgia · Retail Trade · $350K – $500K | 7(a) | 3 | P+2.00% | $488K | Q3 2021 |
| Georgia · Hotels & Accommodation · $1M – $2M | 7(a) | 3 | P+2.00% | $1.6M | Q4 2022 |
| Georgia · Restaurants & Food Service · $2M – $5M | 7(a) | 2 | P+1.75% | $2.5M | Q2 2021 |
| Georgia · Auto Repair & Maintenance · $500K – $1M | 7(a) | 2 | P+1.63% | $690K | Q3 2020 |
| Georgia · Building Construction · $2M – $5M | 7(a) | 2 | P+1.25% | $3.0M | Q3 2021 |
| Georgia · Agriculture & Forestry · Under $150K | 7(a) | 2 | P+1.88% | $118K | Q2 2021 |
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