GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
372
2010–2026
Total Volume
$328M
Gross loan amounts
States Active
41
With recorded loans
Programs
7(a) & 504
372 total segments
Paragon Bank has a strong focus on startups, with 62% of their SBA deals going to new businesses. This could be beneficial if you're launching a new venture.
With an average 7(a) spread of P+2.30%, Paragon Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest.
Paragon Bank's growth trend shows a significant decline of 60% year-over-year in deal volume. This may indicate a tightening of lending criteria, so be prepared for a potentially tougher approval process.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 10 504 loans, which use fixed SBA debenture rates.
Top 15 of 41 states where Paragon Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Personal Care (Salons, Spas)
Other Services
Social Assistance
Health Care & Social Assistance
Other Repair & Services
Other Services
Hotels & Accommodation
Accommodation & Food Services
Agriculture & Forestry
Agriculture & Forestry
Manufacturing
Manufacturing
+ 7 more
All recorded SBA lending activity for Paragon Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Georgia · Restaurants & Food Service · $150K – $350K | 7(a) | 11 | P+2.75% | $288K | Q1 2019 |
| Colorado · Restaurants & Food Service · $500K – $1M | 7(a) | 8 | P+2.38% | $817K | Q2 2018 |
| Georgia · Restaurants & Food Service · $350K – $500K | 7(a) | 7 | P+2.75% | $426K | Q3 2021 |
| Georgia · Restaurants & Food Service · $500K – $1M | 7(a) | 7 | P+2.75% | $648K | Q3 2021 |
| Georgia · Agriculture & Forestry · $1M – $2M | 7(a) | 6 | P+1.88% | $1.7M | Q2 2023 |
| Georgia · Social Assistance · $2M – $5M | 7(a) | 5 | P+2.00% | $4.0M | Q1 2021 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 5 | P+2.50% | $611K | Q1 2017 |
| Virginia · Restaurants & Food Service · $1M – $2M | 7(a) | 4 | P+2.38% | $1.6M | Q2 2018 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+2.38% | $260K | Q3 2017 |
| Florida · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+2.50% | $263K | Q4 2015 |
| Georgia · Manufacturing · $500K – $1M | 7(a) | 4 | P+2.25% | $629K | Q1 2025 |
| Georgia · Arts, Entertainment & Recreation · $350K – $500K | 7(a) | 3 | P+2.25% | $420K | Q4 2022 |
| Florida · Restaurants & Food Service · $350K – $500K | 7(a) | 3 | P+2.75% | $426K | Q2 2018 |
| Tennessee · Other Repair & Services · $500K – $1M | 7(a) | 3 | P+1.25% | $983K | Q4 2024 |
| Florida · Arts, Entertainment & Recreation · $350K – $500K | 7(a) | 3 | P+2.50% | $405K | Q4 2019 |
| Tennessee · Wholesale Trade · Under $150K | 7(a) | 3 | P+2.75% | $142K | Q4 2011 |
| Florida · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 3 | P+2.50% | $586K | Q4 2019 |
| Tennessee · Real Estate · $1M – $2M | 7(a) | 3 | P+1.00% | $1.3M | Q4 2024 |
| Tennessee · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 3 | P+2.75% | $279K | Q4 2021 |
| Missouri · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+2.75% | $333K | Q3 2015 |
| Missouri · Arts, Entertainment & Recreation · $350K – $500K | 7(a) | 3 | P+2.75% | $454K | Q4 2017 |
| North Carolina · Hotels & Accommodation · $2M – $5M | 7(a) | 3 | P+1.75% | $2.5M | Q2 2021 |
| Georgia · Agriculture & Forestry · $500K – $1M | 7(a) | 3 | P+2.00% | $798K | Q3 2023 |
| Colorado · Arts, Entertainment & Recreation · $350K – $500K | 7(a) | 3 | P+2.75% | $420K | Q3 2018 |
| Georgia · Restaurants & Food Service · $1M – $2M | 7(a) | 2 | P+1.88% | $1.6M | Q3 2021 |
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