GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
169
2010–2025
Total Volume
$106M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
169 total segments
Gibsland Bank & Trust Company primarily serves startups, with 50% of their deals focused on new businesses. This could be a good fit if you're a first-time borrower.
With an average 7(a) spread of P+2.42%, Gibsland Bank offers competitive pricing compared to the national median of P+2.75%. This can save you money on interest.
The lender has shown a strong growth trend, increasing their deals by 63% year-over-year. This suggests they are expanding and may be more willing to approve new loans.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 1 504 loans, which use fixed SBA debenture rates.
States where Gibsland Bank & Trust Company has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Mining & Oil/Gas
Mining & Oil/Gas
Retail Trade
Retail Trade
Heavy & Civil Engineering
Construction
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Agriculture & Forestry
Agriculture & Forestry
Food & Beverage Stores
Retail Trade
Restaurants & Food Service
Accommodation & Food Services
+ 7 more
All recorded SBA lending activity for Gibsland Bank & Trust Company, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Louisiana · Retail Trade · Under $150K | 7(a) | 9 | P+2.75% | $63K | Q2 2017 |
| Louisiana · Arts, Entertainment & Recreation · Under $150K | 7(a) | 7 | P+2.75% | $112K | Q2 2021 |
| Louisiana · General Merchandise · Under $150K | 7(a) | 5 | P+2.75% | $72K | Q3 2018 |
| Louisiana · Retail Trade · $150K – $350K | 7(a) | 5 | P+2.75% | $277K | Q1 2015 |
| Louisiana · Agriculture & Forestry · $1M – $2M | 7(a) | 5 | P+2.00% | $1.5M | Q4 2024 |
| Louisiana · Manufacturing · Under $150K | 7(a) | 4 | P+2.75% | $79K | Q3 2017 |
| Louisiana · Heavy & Civil Engineering · $150K – $350K | 7(a) | 4 | P+2.25% | $217K | Q4 2017 |
| Louisiana · Food & Beverage Stores · $2M – $5M | 7(a) | 4 | P+2.00% | $2.7M | Q4 2013 |
| Louisiana · Restaurants & Food Service · Under $150K | 7(a) | 4 | P+3.25% | $90K | Q3 2025 |
| Louisiana · Manufacturing · $150K – $350K | 7(a) | 4 | P+2.75% | $242K | Q2 2025 |
| Louisiana · Agriculture & Forestry · $150K – $350K | 7(a) | 3 | P+2.75% | $310K | Q2 2015 |
| Louisiana · Management & IT Consulting · Under $150K | 7(a) | 3 | P+2.25% | $88K | Q1 2025 |
| Louisiana · Mining & Oil/Gas · Under $150K | 7(a) | 3 | P+2.75% | $108K | Q4 2018 |
| Louisiana · Mining & Oil/Gas · $150K – $350K | 7(a) | 3 | P+2.25% | $244K | Q1 2019 |
| Louisiana · Physician & Dental Offices · Under $150K | 7(a) | 3 | P+2.75% | $67K | Q1 2010 |
| Louisiana · Other Health Practitioners · $150K – $350K | 7(a) | 3 | P+2.75% | $243K | Q1 2025 |
| Louisiana · Food & Beverage Stores · Under $150K | 7(a) | 3 | P+2.75% | $63K | Q1 2010 |
| Louisiana · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+2.75% | $268K | Q4 2016 |
| Louisiana · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.25% | $62K | Q2 2025 |
| Louisiana · Manufacturing · $350K – $500K | 7(a) | 2 | P+2.25% | $381K | Q3 2015 |
| Louisiana · Manufacturing · $1M – $2M | 7(a) | 2 | P+2.25% | $1.1M | Q1 2018 |
| Louisiana · Other Health Practitioners · Under $150K | 7(a) | 2 | P+3.75% | $55K | Q2 2016 |
| Louisiana · Other Repair & Services · Under $150K | 7(a) | 2 | P+2.25% | $50K | Q3 2011 |
| Louisiana · Information & Media · $150K – $350K | 7(a) | 2 | P+2.13% | $237K | Q3 2020 |
| Louisiana · Real Estate · Under $150K | 7(a) | 2 | P+3.88% | $48K | Q1 2012 |
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Real experiences from borrowers who closed SBA loans with Gibsland Bank & Trust Company.
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