GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
199
2010–2026
Total Volume
$244M
Gross loan amounts
States Active
7
With recorded loans
Programs
504
199 total segments
Georgia Certified Development is a 504-only lender, which means they specialize in providing loans for real estate and equipment, making them ideal for established businesses looking to expand or upgrade. With 199 total deals, they have a strong focus on this area compared to the national average of 18% for 504 loans.
The average deal size at Georgia Certified Development is $1,226,698, with a significant number of deals falling between $500K and $2M. This indicates they are well-suited for borrowers seeking larger financing options, especially in the real estate sector.
With a year-over-year growth trend of 21%, Georgia Certified Development is expanding its lending activity, suggesting they are actively seeking new borrowers and may be more flexible in their lending criteria.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 199 504 loans, which use fixed SBA debenture rates.
States where Georgia Certified Development has recorded SBA lending activity.
+ 2 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Hotels & Accommodation
Accommodation & Food Services
Restaurants & Food Service
Accommodation & Food Services
Social Assistance
Health Care & Social Assistance
Auto Repair & Maintenance
Other Services
Retail Trade
Retail Trade
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Legal Services
Professional Services
Miscellaneous Retail
Retail Trade
+ 7 more
All recorded SBA lending activity for Georgia Certified Development, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Georgia · Hotels & Accommodation · $2M – $5M | 504 | 16 | — | $3.2M | Q3 2025 |
| Georgia · Restaurants & Food Service · $1M – $2M | 504 | 9 | — | $1.3M | Q3 2025 |
| Georgia · Hotels & Accommodation · $1M – $2M | 504 | 5 | — | $1.3M | Q2 2022 |
| Georgia · Social Assistance · $150K – $350K | 504 | 5 | — | $208K | Q4 2018 |
| Georgia · Social Assistance · $1M – $2M | 504 | 5 | — | $1.2M | Q3 2025 |
| Georgia · Restaurants & Food Service · $500K – $1M | 504 | 5 | — | $832K | Q4 2025 |
| Georgia · Auto Repair & Maintenance · $150K – $350K | 504 | 5 | — | $252K | Q2 2025 |
| Georgia · Social Assistance · $350K – $500K | 504 | 5 | — | $425K | Q3 2018 |
| Georgia · Retail Trade · $1M – $2M | 504 | 4 | — | $1.6M | Q2 2022 |
| Georgia · Gas Stations · $500K – $1M | 504 | 4 | — | $664K | Q1 2019 |
| Georgia · Auto Repair & Maintenance · $500K – $1M | 504 | 4 | — | $717K | Q4 2021 |
| Georgia · Legal Services · $500K – $1M | 504 | 4 | — | $649K | Q2 2019 |
| Georgia · Food & Beverage Stores · $500K – $1M | 504 | 4 | — | $598K | Q3 2025 |
| Georgia · Miscellaneous Retail · $1M – $2M | 504 | 3 | — | $1.5M | Q3 2025 |
| Georgia · Restaurants & Food Service · $150K – $350K | 504 | 3 | — | $191K | Q3 2021 |
| Georgia · Auto Repair & Maintenance · $1M – $2M | 504 | 3 | — | $1.1M | Q3 2025 |
| Georgia · Other Health Practitioners · $150K – $350K | 504 | 3 | — | $211K | Q3 2023 |
| Georgia · Auto Dealers & Parts · $2M – $5M | 504 | 3 | — | $2.8M | Q4 2023 |
| Georgia · Social Assistance · $500K – $1M | 504 | 3 | — | $874K | Q4 2025 |
| Georgia · Restaurants & Food Service · $2M – $5M | 504 | 3 | — | $2.7M | Q3 2021 |
| Mississippi · Restaurants & Food Service · $1M – $2M | 504 | 2 | — | $1.2M | Q3 2021 |
| Georgia · Personal Care (Salons, Spas) · Under $150K | 504 | 2 | — | $76K | Q2 2012 |
| Georgia · Legal Services · $150K – $350K | 504 | 2 | — | $257K | Q2 2020 |
| Georgia · Other Professional Services · $500K – $1M | 504 | 2 | — | $645K | Q4 2023 |
| Georgia · Physician & Dental Offices · $150K – $350K | 504 | 2 | — | $266K | Q4 2011 |
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