GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
118
2021–2026
Total Volume
$121M
Gross loan amounts
States Active
22
With recorded loans
Programs
7(a) & 504
118 total segments
Craft Bank has a strong focus on startups, with 53% of their 118 SBA deals supporting new businesses. This could be beneficial if you're a first-time borrower.
With an average 7(a) spread of P+2.61%, Craft Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest.
Craft Bank's 7% share of 504 loans is below the national average of ~18%, indicating they primarily focus on 7(a) loans. If you're seeking a 504 loan, consider other lenders.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 8 504 loans, which use fixed SBA debenture rates.
Top 15 of 22 states where Craft Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Hotels & Accommodation
Accommodation & Food Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Other Health Practitioners
Health Care & Social Assistance
Social Assistance
Health Care & Social Assistance
Real Estate
Real Estate
Specialty Trade Contractors
Construction
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Craft Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Georgia · Food & Beverage Stores · $500K – $1M | 7(a) | 4 | P+2.50% | $634K | Q3 2025 |
| Georgia · Real Estate · $350K – $500K | 7(a) | 3 | P+2.75% | $425K | Q1 2025 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+2.75% | $544K | Q3 2023 |
| Georgia · Manufacturing · $2M – $5M | 7(a) | 2 | P+2.50% | $3.2M | Q3 2023 |
| Georgia · Hotels & Accommodation · $2M – $5M | 7(a) | 2 | P+1.38% | $2.4M | Q1 2023 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+2.75% | $264K | Q1 2023 |
| Georgia · Nursing & Residential Care · $2M – $5M | 7(a) | 2 | P+2.75% | $2.6M | Q3 2025 |
| Georgia · Transportation & Warehousing · Under $150K | 7(a) | 2 | P+2.75% | $125K | Q1 2022 |
| Missouri · Hotels & Accommodation · $2M – $5M | 7(a) | 2 | P+1.88% | $4.4M | Q2 2023 |
| Georgia · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+1.38% | $396K | Q2 2025 |
| Georgia · Nursing & Residential Care · $350K – $500K | 7(a) | 2 | P+2.50% | $463K | Q4 2021 |
| Georgia · Administrative & Waste Services · $1M – $2M | 7(a) | 2 | P+1.97% | $1.5M | Q2 2022 |
| Georgia · Administrative & Waste Services · $2M – $5M | 7(a) | 2 | P+2.50% | $2.7M | Q3 2021 |
| Georgia · Administrative & Waste Services · $500K – $1M | 7(a) | 2 | P+2.50% | $866K | Q2 2022 |
| Georgia · Wholesale Trade · $150K – $350K | 504 | 2 | — | $204K | Q4 2021 |
| Georgia · Miscellaneous Retail · $150K – $350K | 7(a) | 2 | P+2.75% | $300K | Q3 2022 |
| Georgia · Social Assistance · $1M – $2M | 7(a) | 2 | P+2.63% | $1.3M | Q4 2022 |
| Georgia · Other Health Practitioners · $500K – $1M | 7(a) | 2 | P+2.63% | $661K | Q2 2024 |
| Georgia · Other Health Practitioners · $350K – $500K | 7(a) | 2 | P+2.75% | $426K | Q3 2023 |
| Georgia · Social Assistance · $500K – $1M | 7(a) | 2 | P+2.75% | $928K | Q1 2022 |
| Kansas · Hotels & Accommodation · $1M – $2M | 7(a) | 2 | P+2.13% | $1.2M | Q2 2023 |
| Georgia · Social Assistance · $350K – $500K | 7(a) | 1 | P+2.50% | $396K | Q3 2022 |
| Georgia · Restaurants & Food Service · $150K – $350K | 7(a) | 1 | P+2.00% | $321K | Q4 2022 |
| Georgia · Restaurants & Food Service · $1M – $2M | 7(a) | 1 | P+2.75% | $1.2M | Q4 2023 |
| Georgia · Restaurants & Food Service · $500K – $1M | 7(a) | 1 | P+3.25% | $713K | Q4 2024 |
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