GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
1,269
2010–2026
Total Volume
$706M
Gross loan amounts
States Active
48
With recorded loans
Programs
7(a) & 504
1269 total segments
Colony Bank primarily focuses on existing businesses, with 74% of their deals in this category. This makes them a strong choice for established companies looking to expand or refinance.
With an average 7(a) spread of P+2.96%, Colony Bank's rates are slightly higher than the national median of P+2.75%. Borrowers should consider this when comparing lenders.
Colony Bank has seen a significant decline in their lending activity, with a 52% drop in deals year-over-year. This trend may affect their willingness to approve new loans.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 54 504 loans, which use fixed SBA debenture rates.
Top 15 of 48 states where Colony Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Miscellaneous Retail
Retail Trade
Wholesale Trade
Wholesale Trade
Administrative & Waste Services
Administrative & Waste Services
Manufacturing
Manufacturing
Other Health Practitioners
Health Care & Social Assistance
Transportation & Warehousing
Transportation & Warehousing
Other Professional Services
Professional Services
+ 7 more
All recorded SBA lending activity for Colony Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New York · Wholesale Trade · Under $150K | 7(a) | 16 | P+3.00% | $138K | Q2 2025 |
| Florida · Wholesale Trade · Under $150K | 7(a) | 12 | P+3.13% | $124K | Q2 2025 |
| New York · Miscellaneous Retail · Under $150K | 7(a) | 10 | P+3.25% | $130K | Q4 2025 |
| Georgia · Restaurants & Food Service · $500K – $1M | 7(a) | 10 | P+2.25% | $716K | Q1 2024 |
| California · Restaurants & Food Service · Under $150K | 7(a) | 10 | P+3.00% | $133K | Q3 2025 |
| California · Other Health Practitioners · Under $150K | 7(a) | 7 | P+3.00% | $140K | Q3 2024 |
| California · Management & IT Consulting · Under $150K | 7(a) | 7 | P+3.00% | $143K | Q2 2025 |
| California · Wholesale Trade · Under $150K | 7(a) | 7 | P+3.00% | $130K | Q3 2025 |
| California · Auto Repair & Maintenance · Under $150K | 7(a) | 6 | P+3.00% | $136K | Q4 2025 |
| Florida · Restaurants & Food Service · $1M – $2M | 7(a) | 6 | P+2.75% | $1.4M | Q3 2024 |
| California · Other Professional Services · Under $150K | 7(a) | 6 | P+3.00% | $139K | Q4 2024 |
| New York · Manufacturing · Under $150K | 7(a) | 6 | P+3.00% | $150K | Q3 2025 |
| Georgia · Miscellaneous Retail · Under $150K | 7(a) | 6 | P+3.00% | $115K | Q4 2024 |
| New York · Food & Beverage Stores · Under $150K | 7(a) | 5 | P+3.00% | $140K | Q3 2025 |
| California · Administrative & Waste Services · Under $150K | 7(a) | 5 | P+3.50% | $140K | Q4 2025 |
| Georgia · Restaurants & Food Service · $1M – $2M | 7(a) | 5 | P+2.25% | $1.3M | Q2 2022 |
| Texas · Administrative & Waste Services · Under $150K | 7(a) | 5 | P+3.00% | $140K | Q1 2025 |
| New York · Other Professional Services · Under $150K | 7(a) | 5 | P+3.50% | $125K | Q1 2025 |
| Georgia · Restaurants & Food Service · $350K – $500K | 7(a) | 5 | P+1.25% | $450K | Q2 2022 |
| New York · Retail Trade · Under $150K | 7(a) | 5 | P+3.00% | $140K | Q4 2025 |
| Florida · Management & IT Consulting · Under $150K | 7(a) | 5 | P+3.00% | $112K | Q3 2025 |
| New York · Management & IT Consulting · Under $150K | 7(a) | 5 | P+3.00% | $150K | Q2 2025 |
| Florida · Finance & Insurance · Under $150K | 7(a) | 5 | P+3.00% | $112K | Q3 2025 |
| New Jersey · Transportation & Warehousing · Under $150K | 7(a) | 5 | P+3.00% | $113K | Q2 2025 |
| California · Miscellaneous Retail · Under $150K | 7(a) | 5 | P+3.00% | $130K | Q1 2025 |
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