STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
165
2010–2025
Total Volume
$151M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
161 total segments
Builtwell Bank has a strong focus on 504 loans, making up 27% of their total SBA deals. This is notably higher than the national average of around 18%, indicating they are well-suited for businesses looking to finance real estate or equipment.
The average spread for 7(a) loans at Builtwell Bank is P+1.91%, which is lower than the national median of P+2.75%. This could mean more favorable terms for borrowers compared to other lenders.
With a year-over-year decline of 38% in deal volume, Builtwell Bank may be tightening their lending criteria. Borrowers should be prepared to present strong business cases to improve their chances of approval.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 44 504 loans, which use fixed SBA debenture rates.
States where Builtwell Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Hotels & Accommodation
Accommodation & Food Services
Auto Repair & Maintenance
Other Services
Wholesale Trade
Wholesale Trade
Gas Stations
Retail Trade
Agriculture & Forestry
Agriculture & Forestry
Retail Trade
Retail Trade
Food & Beverage Stores
Retail Trade
+ 7 more
All recorded SBA lending activity for Builtwell Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Georgia · Manufacturing · $2M – $5M | 7(a) | 6 | P+1.63% | $3.7M | Q2 2018 |
| Georgia · Social Assistance · $500K – $1M | 7(a) | 4 | P+2.13% | $745K | Q2 2019 |
| Georgia · Manufacturing · $350K – $500K | 7(a) | 4 | P+1.63% | $402K | Q3 2023 |
| Georgia · Wholesale Trade · $500K – $1M | 7(a) | 4 | P+1.63% | $680K | Q2 2022 |
| Georgia · Gas Stations · $500K – $1M | 7(a) | 4 | P+1.25% | $805K | Q2 2021 |
| Tennessee · Hotels & Accommodation · $2M – $5M | 504 | 4 | — | $3.0M | Q3 2024 |
| Tennessee · Hotels & Accommodation · $500K – $1M | 504 | 4 | — | $573K | Q1 2021 |
| Georgia · Agriculture & Forestry · $1M – $2M | 7(a) | 4 | P+2.63% | $1.5M | Q2 2016 |
| Georgia · Nursing & Residential Care · $1M – $2M | 7(a) | 3 | P+1.75% | $1.7M | Q3 2021 |
| Georgia · Auto Repair & Maintenance · $500K – $1M | 7(a) | 3 | P+1.50% | $679K | Q3 2021 |
| Tennessee · Hotels & Accommodation · $1M – $2M | 504 | 3 | — | $1.3M | Q4 2020 |
| Georgia · Wholesale Trade · $1M – $2M | 7(a) | 3 | P+1.26% | $1.4M | Q4 2021 |
| Georgia · Retail Trade · $500K – $1M | 7(a) | 2 | P+2.38% | $841K | Q2 2017 |
| Tennessee · Hotels & Accommodation · $2M – $5M | 7(a) | 2 | P+1.68% | $3.8M | Q3 2015 |
| Georgia · Transportation & Warehousing · $350K – $500K | 7(a) | 2 | P+2.50% | $435K | Q2 2017 |
| Tennessee · Auto Repair & Maintenance · $500K – $1M | 7(a) | 2 | P+1.63% | $688K | Q3 2018 |
| Georgia · Manufacturing · Under $150K | 7(a) | 2 | P+2.25% | $87K | Q3 2021 |
| Tennessee · Retail Trade · $350K – $500K | 7(a) | 2 | P+2.50% | $433K | Q3 2014 |
| Georgia · Finance & Insurance · $350K – $500K | 7(a) | 2 | P+1.50% | $391K | Q2 2021 |
| Georgia · Agriculture & Forestry · $500K – $1M | 504 | 2 | — | $795K | Q2 2023 |
| Georgia · Manufacturing · $500K – $1M | 504 | 2 | — | $735K | Q4 2019 |
| Tennessee · Auto Repair & Maintenance · $350K – $500K | 504 | 2 | — | $433K | Q2 2015 |
| Tennessee · Wholesale Trade · Under $150K | 7(a) | 2 | P+2.63% | $150K | Q2 2015 |
| Tennessee · Gas Stations · $150K – $350K | 7(a) | 2 | P+2.75% | $264K | Q4 2011 |
| Tennessee · Auto Repair & Maintenance · $500K – $1M | 504 | 2 | — | $771K | Q3 2016 |
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