STRONG
How competitive are their spreads? Lower = better for you.
FAIR
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
46
2011–2026
Total Volume
$58M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
46 total segments
Most active in Georgia (100% of deals) and focuses heavily on food & beverage stores (17% of deals).
Food & Beverage Stores makes up 17% of Bank of Dudley's deals — 3.4x the national average. This is a clear specialist, not a generalist who happens to do some food & beverage stores lending.
40% of Bank of Dudley's SBA deals are business acquisitions — well above average. If you're buying a business, this lender has significant experience with change-of-ownership deals.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 4 504 loans, which use fixed SBA debenture rates.
States where Bank of Dudley has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Food & Beverage Stores
Retail Trade
Miscellaneous Retail
Retail Trade
Hotels & Accommodation
Accommodation & Food Services
Restaurants & Food Service
Accommodation & Food Services
Gas Stations
Retail Trade
Social Assistance
Health Care & Social Assistance
Real Estate
Real Estate
Auto Dealers & Parts
Retail Trade
+ 7 more
All recorded SBA lending activity for Bank of Dudley, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Georgia · Food & Beverage Stores · $2M – $5M | 7(a) | 3 | P+1.25% | $4.6M | Q3 2022 |
| Georgia · Food & Beverage Stores · $500K – $1M | 7(a) | 3 | P+2.00% | $831K | Q3 2021 |
| Georgia · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+1.25% | $250K | Q3 2019 |
| Georgia · Miscellaneous Retail · $2M – $5M | 7(a) | 2 | P+1.38% | $3.9M | Q1 2023 |
| Georgia · Hotels & Accommodation · $1M – $2M | 7(a) | 2 | P+1.00% | $1.8M | Q2 2020 |
| Georgia · Auto Dealers & Parts · $500K – $1M | 7(a) | 2 | P+2.38% | $634K | Q1 2015 |
| Georgia · Social Assistance · $350K – $500K | 7(a) | 2 | P+2.38% | $482K | Q3 2025 |
| Georgia · Gas Stations · $350K – $500K | 504 | 2 | — | $387K | Q3 2020 |
| Georgia · Miscellaneous Retail · $500K – $1M | 7(a) | 2 | P+1.88% | $680K | Q4 2024 |
| Georgia · Hotels & Accommodation · $2M – $5M | 7(a) | 2 | P+1.13% | $4.0M | Q3 2021 |
| Georgia · Restaurants & Food Service · $350K – $500K | 7(a) | 1 | P+2.00% | $441K | Q4 2024 |
| Georgia · Restaurants & Food Service · $500K – $1M | 7(a) | 1 | P+1.75% | $677K | Q3 2018 |
| Georgia · Auto Repair & Maintenance · $2M – $5M | 7(a) | 1 | P+1.50% | $2.4M | Q3 2021 |
| Georgia · Other Repair & Services · $500K – $1M | 7(a) | 1 | P+2.00% | $675K | Q3 2015 |
| Georgia · Agriculture & Forestry · $350K – $500K | 7(a) | 1 | P+2.75% | $484K | Q1 2015 |
| Georgia · Manufacturing · $150K – $350K | 7(a) | 1 | P+2.75% | $265K | Q4 2013 |
| Georgia · Manufacturing · $1M – $2M | 7(a) | 1 | P+2.75% | $2.0M | Q1 2011 |
| Georgia · Retail Trade · $2M – $5M | 7(a) | 1 | P+1.25% | $2.2M | Q3 2022 |
| Georgia · Transportation & Warehousing · $150K – $350K | 7(a) | 1 | P+2.75% | $280K | Q3 2013 |
| Georgia · Real Estate · $150K – $350K | 7(a) | 1 | P+1.75% | $157K | Q2 2022 |
| Georgia · Real Estate · $1M – $2M | 7(a) | 1 | P+1.75% | $1.1M | Q3 2021 |
| Georgia · Administrative & Waste Services · Under $150K | 7(a) | 1 | P+2.25% | $127K | Q4 2024 |
| Georgia · Real Estate · Under $150K | 504 | 1 | — | $147K | Q4 2025 |
| Georgia · Specialty Trade Contractors · $150K – $350K | 7(a) | 1 | P+2.50% | $260K | Q2 2017 |
| Georgia · Miscellaneous Retail · $150K – $350K | 504 | 1 | — | $262K | Q4 2024 |
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Real experiences from borrowers who closed SBA loans with Bank of Dudley.
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Listen to acquisition entrepreneurs share their experience
Acquiring Minds
Mike Botkin · Georgia Scapes
$260K · GA · 2024
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Adrian Pinto · Georgia Scapes
$260K · GA · 2021
Acquiring Minds
Adrian Pinto · Georgia Scapes
$260K · GA · 2021
Matched to real SBA lending records. LenderHawk is not affiliated with or endorsed by these podcasts.