STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
142
2010–2026
Total Volume
$46M
Gross loan amounts
States Active
4
With recorded loans
Programs
7(a) & 504
141 total segments
Webster Five Cents Savings Bank has a significant 504 loan presence at 21%, which is higher than the national average of 18%. This indicates they are well-equipped to handle real estate-related financing, making them a good option for businesses looking to purchase property or expand their facilities.
The average deal size at Webster is $326,552, with a majority of their deals (77 out of 141) falling under $150K. If you are seeking a larger loan, particularly above $500K, you may find fewer options here, as only 17 deals exceed this threshold.
The lender's growth trend shows a decline of 45% year-over-year, with only 11 deals in the last four quarters compared to 20 in the previous year. This may indicate a tightening of lending standards or a shift in focus, which could affect your chances of approval.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 30 504 loans, which use fixed SBA debenture rates.
States where Webster Five Cents Savings Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Manufacturing
Manufacturing
Other Professional Services
Professional Services
Other Health Practitioners
Health Care & Social Assistance
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Food & Beverage Stores
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Webster Five Cents Savings Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Massachusetts · Specialty Trade Contractors · Under $150K | 7(a) | 9 | P+3.00% | $57K | Q2 2025 |
| Massachusetts · Manufacturing · Under $150K | 7(a) | 7 | P+1.00% | $68K | Q1 2025 |
| Massachusetts · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 7 | P+0.00% | $261K | Q3 2024 |
| Massachusetts · Other Health Practitioners · Under $150K | 7(a) | 7 | P+-2.01% | $45K | Q2 2023 |
| Massachusetts · Other Professional Services · $150K – $350K | 7(a) | 6 | P+0.00% | $259K | Q4 2024 |
| Massachusetts · Personal Care (Salons, Spas) · Under $150K | 7(a) | 5 | P+1.65% | $69K | Q2 2025 |
| Massachusetts · Transportation & Warehousing · Under $150K | 7(a) | 5 | P+0.65% | $34K | Q2 2023 |
| Massachusetts · Management & IT Consulting · Under $150K | 7(a) | 4 | P+0.12% | $38K | Q1 2022 |
| Massachusetts · Administrative & Waste Services · Under $150K | 7(a) | 4 | P+3.50% | $38K | Q2 2025 |
| Massachusetts · Manufacturing · $150K – $350K | 7(a) | 3 | P+1.00% | $168K | Q4 2021 |
| Massachusetts · Social Assistance · Under $150K | 7(a) | 3 | P+-0.26% | $125K | Q4 2023 |
| Massachusetts · Arts, Entertainment & Recreation · Under $150K | 7(a) | 3 | P+0.14% | $101K | Q4 2019 |
| Massachusetts · Food & Beverage Stores · Under $150K | 7(a) | 3 | P+1.00% | $67K | Q4 2023 |
| Massachusetts · Real Estate · Under $150K | 7(a) | 3 | P+2.25% | $63K | Q4 2022 |
| Massachusetts · Restaurants & Food Service · Under $150K | 7(a) | 3 | P+1.23% | $72K | Q3 2024 |
| Massachusetts · Other Professional Services · Under $150K | 7(a) | 3 | P+-1.50% | $40K | Q4 2019 |
| Massachusetts · Auto Repair & Maintenance · Under $150K | 7(a) | 3 | P+2.00% | $28K | Q4 2023 |
| Massachusetts · Physician & Dental Offices · Under $150K | 7(a) | 2 | P+3.00% | $75K | Q1 2024 |
| Massachusetts · Specialty Trade Contractors · $150K – $350K | 7(a) | 2 | P+1.63% | $226K | Q3 2023 |
| Massachusetts · Engineering & Architecture · Under $150K | 7(a) | 2 | P+-0.26% | $44K | Q3 2023 |
| Massachusetts · Wholesale Trade · Under $150K | 7(a) | 2 | P+0.49% | $63K | Q2 2018 |
| Massachusetts · Wholesale Trade · $150K – $350K | 7(a) | 2 | P+1.75% | $225K | Q3 2024 |
| Massachusetts · Transportation & Warehousing · $150K – $350K | 7(a) | 2 | P+-0.25% | $178K | Q1 2019 |
| Massachusetts · Finance & Insurance · Under $150K | 7(a) | 2 | P+2.00% | $88K | Q1 2021 |
| Massachusetts · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 2 | P+0.07% | $973K | Q4 2019 |
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