STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
209
2010–2026
Total Volume
$86M
Gross loan amounts
States Active
6
With recorded loans
Programs
7(a) & 504
209 total segments
Timberline Bank focuses heavily on existing businesses, with 56% of their deals serving this purpose. This makes them a strong candidate for established businesses looking for financing.
With an average 7(a) spread of P+1.98%, Timberline Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of the loan.
Timberline Bank's deal volume has decreased by 22% year-over-year, indicating a potential tightening in their lending criteria. Borrowers should prepare for a more rigorous approval process.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 4 504 loans, which use fixed SBA debenture rates.
States where Timberline Bank has recorded SBA lending activity.
+ 1 more state
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Specialty Trade Contractors
Construction
Mining & Oil/Gas
Mining & Oil/Gas
Retail Trade
Retail Trade
Real Estate
Real Estate
Manufacturing
Manufacturing
Physician & Dental Offices
Health Care & Social Assistance
Restaurants & Food Service
Accommodation & Food Services
Auto Repair & Maintenance
Other Services
+ 7 more
All recorded SBA lending activity for Timberline Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Colorado · Retail Trade · Under $150K | 7(a) | 11 | P+2.75% | $47K | Q2 2020 |
| Colorado · Specialty Trade Contractors · Under $150K | 7(a) | 10 | P+2.13% | $71K | Q2 2020 |
| Colorado · Mining & Oil/Gas · $150K – $350K | 7(a) | 8 | P+2.00% | $246K | Q3 2020 |
| Colorado · Manufacturing · $150K – $350K | 7(a) | 6 | P+2.50% | $276K | Q1 2021 |
| Colorado · Real Estate · Under $150K | 7(a) | 6 | P+1.38% | $55K | Q1 2023 |
| Colorado · Administrative & Waste Services · Under $150K | 7(a) | 5 | P+1.75% | $80K | Q2 2024 |
| Colorado · Arts, Entertainment & Recreation · Under $150K | 7(a) | 5 | P+2.50% | $71K | Q3 2020 |
| Colorado · Mining & Oil/Gas · Under $150K | 7(a) | 5 | P+2.25% | $91K | Q3 2021 |
| Colorado · Real Estate · $500K – $1M | 7(a) | 4 | P+2.00% | $835K | Q1 2023 |
| Colorado · Manufacturing · $350K – $500K | 7(a) | 4 | P+3.00% | $420K | Q2 2012 |
| North Dakota · Mining & Oil/Gas · Under $150K | 7(a) | 4 | P+2.25% | $80K | Q4 2014 |
| Colorado · Auto Repair & Maintenance · Under $150K | 7(a) | 4 | P+2.38% | $96K | Q1 2020 |
| Colorado · Legal Services · Under $150K | 7(a) | 4 | P+1.50% | $46K | Q1 2018 |
| Colorado · Physician & Dental Offices · Under $150K | 7(a) | 4 | P+2.00% | $80K | Q1 2018 |
| Colorado · Specialty Trade Contractors · $150K – $350K | 7(a) | 4 | P+2.50% | $232K | Q4 2020 |
| Colorado · Physician & Dental Offices · $150K – $350K | 7(a) | 3 | P+3.50% | $224K | Q3 2021 |
| Colorado · Sporting Goods & Hobby · $150K – $350K | 7(a) | 3 | P+1.75% | $267K | Q4 2021 |
| Colorado · Education · Under $150K | 7(a) | 3 | P+4.25% | $52K | Q2 2015 |
| Colorado · Heavy & Civil Engineering · Under $150K | 7(a) | 3 | P+2.25% | $103K | Q4 2019 |
| Colorado · Building Construction · $150K – $350K | 7(a) | 3 | P+1.50% | $232K | Q1 2018 |
| Colorado · Management & IT Consulting · $150K – $350K | 7(a) | 3 | P+1.75% | $300K | Q4 2020 |
| Colorado · Auto Repair & Maintenance · $350K – $500K | 7(a) | 2 | P+1.13% | $485K | Q2 2023 |
| Colorado · Engineering & Architecture · Under $150K | 7(a) | 2 | P+3.00% | $68K | Q4 2013 |
| Colorado · Other Repair & Services · Under $150K | 7(a) | 2 | P+2.00% | $21K | Q3 2017 |
| Colorado · Food & Beverage Stores · $150K – $350K | 7(a) | 2 | P+1.00% | $200K | Q4 2020 |
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Real experiences from borrowers who closed SBA loans with Timberline Bank.
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