STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
404
2010–2026
Total Volume
$89M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
402 total segments
Cape Cod Five Cents Savings Bank has a strong focus on existing businesses, with 67% of their deals supporting established companies. This makes them a solid choice if you're looking to expand or refinance an existing operation.
With a 504 share of 26%, significantly higher than the national average of 18%, this lender is well-suited for real estate-heavy projects. If your business needs financing for property acquisition or improvement, they could be a great fit.
Cape Cod Five has shown impressive growth, with an 80% year-over-year increase in SBA deals. This trend indicates a lender that is actively expanding its lending capacity, which may enhance your chances of approval.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 106 504 loans, which use fixed SBA debenture rates.
States where The Cape Cod Five Cents Savings Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Administrative & Waste Services
Administrative & Waste Services
Specialty Trade Contractors
Construction
Retail Trade
Retail Trade
Food & Beverage Stores
Retail Trade
Hotels & Accommodation
Accommodation & Food Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Building Construction
Construction
+ 7 more
All recorded SBA lending activity for The Cape Cod Five Cents Savings Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Massachusetts · Restaurants & Food Service · Under $150K | 7(a) | 54 | P+2.00% | $77K | Q3 2025 |
| Massachusetts · Administrative & Waste Services · Under $150K | 7(a) | 16 | P+1.88% | $79K | Q1 2025 |
| Massachusetts · Retail Trade · Under $150K | 7(a) | 15 | P+2.24% | $93K | Q1 2021 |
| Massachusetts · Specialty Trade Contractors · Under $150K | 7(a) | 15 | P+1.75% | $59K | Q2 2025 |
| Massachusetts · Restaurants & Food Service · $150K – $350K | 504 | 14 | — | $260K | Q1 2025 |
| Massachusetts · Restaurants & Food Service · $150K – $350K | 7(a) | 14 | P+2.00% | $236K | Q3 2025 |
| Massachusetts · Personal Care (Salons, Spas) · Under $150K | 7(a) | 11 | P+2.00% | $41K | Q4 2025 |
| Massachusetts · Building Construction · Under $150K | 7(a) | 11 | P+2.50% | $54K | Q3 2025 |
| Massachusetts · General Merchandise · Under $150K | 7(a) | 10 | P+1.50% | $76K | Q1 2022 |
| Massachusetts · Transportation & Warehousing · Under $150K | 7(a) | 9 | P+1.74% | $71K | Q3 2025 |
| Massachusetts · Food & Beverage Stores · Under $150K | 7(a) | 8 | P+1.12% | $83K | Q3 2020 |
| Massachusetts · Management & IT Consulting · Under $150K | 7(a) | 8 | P+1.63% | $48K | Q1 2025 |
| Massachusetts · Other Repair & Services · Under $150K | 7(a) | 7 | P+2.75% | $91K | Q3 2021 |
| Massachusetts · Manufacturing · Under $150K | 7(a) | 7 | P+2.00% | $63K | Q1 2025 |
| Massachusetts · Administrative & Waste Services · $150K – $350K | 7(a) | 7 | P+0.50% | $232K | Q3 2022 |
| Massachusetts · Specialty Trade Contractors · $150K – $350K | 504 | 7 | — | $245K | Q1 2023 |
| Massachusetts · Arts, Entertainment & Recreation · Under $150K | 7(a) | 7 | P+2.50% | $64K | Q1 2025 |
| Massachusetts · Agriculture & Forestry · Under $150K | 7(a) | 7 | P+2.50% | $97K | Q3 2025 |
| Massachusetts · Auto Repair & Maintenance · Under $150K | 7(a) | 6 | P+2.50% | $57K | Q1 2025 |
| Massachusetts · Wholesale Trade · Under $150K | 7(a) | 6 | P+1.50% | $83K | Q2 2025 |
| Massachusetts · Real Estate · Under $150K | 7(a) | 6 | P+2.13% | $78K | Q2 2025 |
| Massachusetts · Restaurants & Food Service · $350K – $500K | 504 | 4 | — | $400K | Q3 2025 |
| Massachusetts · Food & Beverage Stores · $500K – $1M | 7(a) | 4 | P+2.00% | $754K | Q2 2019 |
| Massachusetts · Finance & Insurance · Under $150K | 7(a) | 4 | P+2.25% | $87K | Q2 2018 |
| Massachusetts · Hotels & Accommodation · Under $150K | 7(a) | 4 | P+2.00% | $55K | Q4 2017 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with The Cape Cod Five Cents Savings Bank.
No reviews yet. Be the first to review The Cape Cod Five Cents Savings Bank.