GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
105
2010–2025
Total Volume
$35M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
105 total segments
The Bank of Clovis focuses heavily on existing businesses, with 49% of their deals going to this category. This makes them a strong option for established companies looking for financing.
With an average 7(a) spread of P+2.89%, The Bank of Clovis is slightly above the national median of P+2.75%. Borrowers should consider this when comparing costs with other lenders.
The lender has a minimal 504 presence, with only 5% of their deals being 504 loans. If you are specifically looking for a 504 loan, you may want to explore other lenders with a stronger focus in that area.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 5 504 loans, which use fixed SBA debenture rates.
States where The Bank of Clovis has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Specialty Trade Contractors
Construction
Restaurants & Food Service
Accommodation & Food Services
Retail Trade
Retail Trade
Transportation & Warehousing
Transportation & Warehousing
Food & Beverage Stores
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
Agriculture & Forestry
Agriculture & Forestry
Manufacturing
Manufacturing
+ 7 more
All recorded SBA lending activity for The Bank of Clovis, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New Mexico · Specialty Trade Contractors · Under $150K | 7(a) | 7 | P+4.25% | $71K | Q3 2013 |
| New Mexico · Restaurants & Food Service · Under $150K | 7(a) | 7 | P+2.75% | $78K | Q2 2022 |
| New Mexico · Specialty Trade Contractors · $150K – $350K | 7(a) | 4 | P+3.02% | $230K | Q3 2013 |
| New Mexico · Building Construction · Under $150K | 7(a) | 4 | P+4.38% | $81K | Q2 2013 |
| New Mexico · Retail Trade · Under $150K | 7(a) | 4 | P+2.25% | $99K | Q2 2021 |
| New Mexico · Transportation & Warehousing · $150K – $350K | 7(a) | 4 | P+1.75% | $280K | Q3 2023 |
| New Mexico · Agriculture & Forestry · $500K – $1M | 7(a) | 3 | P+2.75% | $679K | Q1 2021 |
| New Mexico · Administrative & Waste Services · Under $150K | 7(a) | 3 | P+3.25% | $110K | Q4 2021 |
| New Mexico · Specialty Trade Contractors · $500K – $1M | 7(a) | 3 | P+3.75% | $683K | Q4 2011 |
| New Mexico · Social Assistance · $350K – $500K | 7(a) | 3 | P+2.00% | $401K | Q1 2025 |
| New Mexico · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+4.75% | $204K | Q3 2017 |
| New Mexico · Other Health Practitioners · Under $150K | 7(a) | 2 | P+2.88% | $43K | Q1 2025 |
| New Mexico · Specialty Trade Contractors · $1M – $2M | 7(a) | 2 | P+3.69% | $1.4M | Q1 2013 |
| New Mexico · Heavy & Civil Engineering · Under $150K | 7(a) | 2 | P+4.85% | $74K | Q2 2013 |
| New Mexico · Manufacturing · $150K – $350K | 7(a) | 2 | P+2.25% | $208K | Q3 2021 |
| New Mexico · Restaurants & Food Service · $500K – $1M | 7(a) | 2 | P+1.63% | $675K | Q2 2023 |
| New Mexico · Auto Repair & Maintenance · $150K – $350K | 7(a) | 2 | P+3.25% | $286K | Q2 2021 |
| New Mexico · Other Health Practitioners · $150K – $350K | 7(a) | 2 | P+3.38% | $226K | Q4 2017 |
| New Mexico · Auto Repair & Maintenance · Under $150K | 7(a) | 2 | P+2.75% | $114K | Q4 2010 |
| New Mexico · Food & Beverage Stores · Under $150K | 7(a) | 2 | P+1.75% | $78K | Q2 2023 |
| New Mexico · Mining & Oil/Gas · $1M – $2M | 7(a) | 1 | P+4.91% | $1.3M | Q1 2017 |
| New Mexico · Manufacturing · Under $150K | 7(a) | 1 | P+2.50% | $80K | Q2 2018 |
| New Mexico · Wholesale Trade · $1M – $2M | 7(a) | 1 | P+2.75% | $1.4M | Q1 2010 |
| New Mexico · Retail Trade · $150K – $350K | 7(a) | 1 | P+4.50% | $230K | Q1 2012 |
| New Mexico · Retail Trade · $1M – $2M | 7(a) | 1 | P+2.50% | $1.6M | Q2 2021 |
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