STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
131
2011–2026
Total Volume
$45M
Gross loan amounts
States Active
4
With recorded loans
Programs
7(a) & 504
131 total segments
Idaho First Bank has a strong focus on existing businesses, with 65% of their deals supporting established companies. This could be beneficial if you're looking to acquire or expand an existing operation.
With a 25% share of 504 loans, Idaho First Bank is well-positioned for real estate-heavy financing. If your project involves property, this lender could be a great fit.
Idaho First Bank offers competitive pricing, with an average 7(a) spread of P+1.95%, which is lower than the national median of P+2.75%. This could save you money over the life of your loan.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 33 504 loans, which use fixed SBA debenture rates.
States where Idaho First Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Real Estate
Real Estate
Personal Care (Salons, Spas)
Other Services
Other Health Practitioners
Health Care & Social Assistance
Manufacturing
Manufacturing
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Education
Education
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Idaho First Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Idaho · Restaurants & Food Service · Under $150K | 7(a) | 12 | P+2.13% | $48K | Q1 2022 |
| Idaho · Education · Under $150K | 7(a) | 5 | P+2.25% | $23K | Q1 2020 |
| Idaho · Sporting Goods & Hobby · Under $150K | 7(a) | 5 | P+1.75% | $110K | Q3 2019 |
| Idaho · Personal Care (Salons, Spas) · Under $150K | 7(a) | 5 | P+2.25% | $80K | Q2 2021 |
| Idaho · Manufacturing · Under $150K | 7(a) | 4 | P+1.75% | $54K | Q2 2017 |
| Idaho · Specialty Trade Contractors · Under $150K | 7(a) | 4 | P+0.88% | $90K | Q1 2025 |
| Idaho · Other Health Practitioners · Under $150K | 7(a) | 4 | P+2.38% | $72K | Q3 2020 |
| Idaho · Other Repair & Services · Under $150K | 7(a) | 3 | P+2.00% | $54K | Q4 2024 |
| Idaho · Engineering & Architecture · Under $150K | 7(a) | 3 | P+2.00% | $92K | Q2 2018 |
| Idaho · Transportation & Warehousing · Under $150K | 7(a) | 3 | P+2.50% | $87K | Q1 2015 |
| Idaho · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+2.00% | $256K | Q1 2019 |
| Idaho · Building Construction · $150K – $350K | 7(a) | 2 | P+2.25% | $215K | Q3 2021 |
| Idaho · Physician & Dental Offices · Under $150K | 7(a) | 2 | P+1.38% | $89K | Q4 2017 |
| Idaho · Restaurants & Food Service · $150K – $350K | 504 | 2 | — | $177K | Q4 2023 |
| Idaho · Restaurants & Food Service · Under $150K | 504 | 2 | — | $110K | Q1 2015 |
| Idaho · Miscellaneous Retail · $500K – $1M | 7(a) | 2 | P+2.45% | $953K | Q2 2022 |
| Idaho · Education · $150K – $350K | 7(a) | 2 | P+1.88% | $264K | Q1 2018 |
| Idaho · Other Health Practitioners · $150K – $350K | 7(a) | 2 | P+2.15% | $273K | Q3 2020 |
| Idaho · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 2 | P+2.25% | $262K | Q2 2021 |
| Idaho · Real Estate · Under $150K | 7(a) | 2 | P+3.13% | $50K | Q2 2023 |
| Idaho · Wholesale Trade · Under $150K | 7(a) | 2 | P+2.00% | $38K | Q2 2019 |
| Idaho · Restaurants & Food Service · $500K – $1M | 7(a) | 2 | P+1.88% | $766K | Q2 2021 |
| Idaho · Other Professional Services · Under $150K | 7(a) | 2 | P+2.75% | $65K | Q1 2017 |
| Idaho · Wholesale Trade · $500K – $1M | 7(a) | 2 | P+1.50% | $704K | Q2 2021 |
| Idaho · Other Health Practitioners · $150K – $350K | 504 | 2 | — | $250K | Q3 2024 |
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