GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
227
2012–2026
Total Volume
$156M
Gross loan amounts
States Active
20
With recorded loans
Programs
7(a) & 504
227 total segments
Quaint Oak Bank has a strong presence in the restaurant sector, with 57 deals specifically in Restaurants & Food Service, making it a great choice for food-related businesses seeking SBA loans.
With 21% of their SBA deals being 504 loans, Quaint Oak Bank is well-suited for borrowers looking for real estate financing, which is above the national average of 18%.
The bank's year-over-year growth of 61% indicates a strong upward trajectory, suggesting they are actively expanding their lending capacity and may be more open to new borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 47 504 loans, which use fixed SBA debenture rates.
Top 15 of 20 states where Quaint Oak Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Manufacturing
Manufacturing
Auto Repair & Maintenance
Other Services
Physician & Dental Offices
Health Care & Social Assistance
Administrative & Waste Services
Administrative & Waste Services
Other Health Practitioners
Health Care & Social Assistance
Wholesale Trade
Wholesale Trade
+ 7 more
All recorded SBA lending activity for Quaint Oak Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Pennsylvania · Restaurants & Food Service · $150K – $350K | 7(a) | 11 | P+2.75% | $264K | Q2 2025 |
| Pennsylvania · Physician & Dental Offices · Under $150K | 7(a) | 5 | P+2.75% | $115K | Q3 2022 |
| New Jersey · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+2.00% | $686K | Q2 2025 |
| Pennsylvania · Auto Repair & Maintenance · $500K – $1M | 7(a) | 3 | P+2.75% | $627K | Q2 2020 |
| Pennsylvania · Auto Repair & Maintenance · $150K – $350K | 504 | 3 | — | $258K | Q4 2024 |
| Pennsylvania · Restaurants & Food Service · $500K – $1M | 504 | 3 | — | $585K | Q4 2022 |
| Texas · Restaurants & Food Service · $350K – $500K | 7(a) | 3 | P+2.75% | $487K | Q3 2025 |
| Pennsylvania · Physician & Dental Offices · $150K – $350K | 7(a) | 3 | P+2.75% | $297K | Q3 2022 |
| Pennsylvania · Real Estate · $350K – $500K | 7(a) | 3 | P+2.75% | $420K | Q2 2022 |
| Pennsylvania · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+2.75% | $720K | Q4 2020 |
| Pennsylvania · Auto Repair & Maintenance · $150K – $350K | 7(a) | 3 | P+2.75% | $277K | Q2 2022 |
| North Carolina · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 3 | P+2.25% | $848K | Q3 2025 |
| Pennsylvania · Administrative & Waste Services · $150K – $350K | 7(a) | 3 | P+2.75% | $254K | Q4 2024 |
| Pennsylvania · Restaurants & Food Service · $1M – $2M | 7(a) | 2 | P+2.75% | $1.3M | Q1 2022 |
| New Jersey · Manufacturing · $2M – $5M | 7(a) | 2 | P+2.50% | $2.6M | Q3 2024 |
| Pennsylvania · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+2.75% | $469K | Q2 2024 |
| Pennsylvania · Auto Repair & Maintenance · Under $150K | 7(a) | 2 | P+2.75% | $50K | Q4 2022 |
| Pennsylvania · Other Health Practitioners · $150K – $350K | 504 | 2 | — | $269K | Q4 2020 |
| Pennsylvania · Restaurants & Food Service · $150K – $350K | 504 | 2 | — | $261K | Q1 2025 |
| Pennsylvania · Personal Care (Salons, Spas) · Under $150K | 7(a) | 2 | P+2.63% | $94K | Q4 2023 |
| Virginia · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+2.88% | $471K | Q2 2025 |
| Pennsylvania · Manufacturing · $1M – $2M | 504 | 2 | — | $1.2M | Q2 2022 |
| Pennsylvania · Manufacturing · $2M – $5M | 504 | 2 | — | $2.8M | Q4 2022 |
| New Jersey · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+2.75% | $262K | Q3 2021 |
| Pennsylvania · Laundry & Dry Cleaning · $2M – $5M | 504 | 2 | — | $4.5M | Q2 2023 |
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