STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
371
2010–2026
Total Volume
$411M
Gross loan amounts
States Active
10
With recorded loans
Programs
7(a) & 504
371 total segments
Peapack Private Bank and Trust primarily focuses on established businesses, with 41% of their deals going to existing businesses. This suggests they are well-suited for borrowers looking to expand or refinance rather than for startups.
With an average 7(a) spread of P+2.13%, Peapack Private Bank and Trust offers competitive pricing compared to the national median of P+2.75%. This could save you money over the life of your loan.
The lender's growth trend shows a decline of 12% year-over-year in deal volume, which may indicate a tightening of lending standards. Borrowers should be prepared for potentially stricter approval processes.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 6 504 loans, which use fixed SBA debenture rates.
States where Peapack Private Bank and Trust has recorded SBA lending activity.
+ 5 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Food & Beverage Stores
Retail Trade
Restaurants & Food Service
Accommodation & Food Services
Hotels & Accommodation
Accommodation & Food Services
Manufacturing
Manufacturing
Other Health Practitioners
Health Care & Social Assistance
Auto Repair & Maintenance
Other Services
Specialty Trade Contractors
Construction
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
+ 7 more
All recorded SBA lending activity for Peapack Private Bank and Trust, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New Jersey · Food & Beverage Stores · $500K – $1M | 7(a) | 20 | P+2.00% | $707K | Q2 2025 |
| New Jersey · Food & Beverage Stores · $1M – $2M | 7(a) | 15 | P+2.00% | $1.4M | Q1 2025 |
| New Jersey · Restaurants & Food Service · $500K – $1M | 7(a) | 10 | P+2.13% | $761K | Q4 2024 |
| New York · Hotels & Accommodation · $2M – $5M | 7(a) | 9 | P+2.00% | $4.1M | Q3 2021 |
| Pennsylvania · Hotels & Accommodation · $2M – $5M | 7(a) | 7 | P+2.00% | $4.3M | Q1 2022 |
| New Jersey · Restaurants & Food Service · $150K – $350K | 7(a) | 7 | P+2.25% | $272K | Q3 2023 |
| New Jersey · Food & Beverage Stores · $150K – $350K | 7(a) | 6 | P+2.00% | $302K | Q1 2024 |
| New Jersey · Restaurants & Food Service · Under $150K | 7(a) | 6 | P+2.00% | $58K | Q2 2023 |
| New Jersey · Restaurants & Food Service · $1M – $2M | 7(a) | 6 | P+2.25% | $1.6M | Q1 2025 |
| New Jersey · Auto Repair & Maintenance · $1M – $2M | 7(a) | 5 | P+2.00% | $1.5M | Q3 2022 |
| New Jersey · Restaurants & Food Service · $350K – $500K | 7(a) | 5 | P+2.50% | $462K | Q2 2025 |
| New Jersey · Specialty Trade Contractors · $150K – $350K | 7(a) | 5 | P+2.25% | $249K | Q1 2025 |
| New Jersey · Hotels & Accommodation · $2M – $5M | 7(a) | 5 | P+2.00% | $3.5M | Q3 2021 |
| New York · Food & Beverage Stores · $500K – $1M | 7(a) | 4 | P+2.13% | $819K | Q4 2023 |
| New Jersey · Food & Beverage Stores · $2M – $5M | 7(a) | 4 | P+2.13% | $3.0M | Q4 2025 |
| New Jersey · Auto Repair & Maintenance · Under $150K | 7(a) | 4 | P+2.38% | $70K | Q4 2023 |
| New Jersey · Manufacturing · $2M – $5M | 7(a) | 4 | P+1.75% | $3.8M | Q1 2024 |
| New York · Restaurants & Food Service · $500K – $1M | 7(a) | 4 | P+2.38% | $778K | Q1 2025 |
| New Jersey · Administrative & Waste Services · $500K – $1M | 7(a) | 4 | P+1.88% | $565K | Q4 2024 |
| New Jersey · Wholesale Trade · $1M – $2M | 7(a) | 4 | P+2.13% | $1.3M | Q4 2024 |
| New Jersey · Arts, Entertainment & Recreation · Under $150K | 7(a) | 4 | P+2.25% | $73K | Q3 2021 |
| New Jersey · Manufacturing · $1M – $2M | 7(a) | 4 | P+2.25% | $1.7M | Q3 2023 |
| New Jersey · Other Health Practitioners · Under $150K | 7(a) | 4 | P+2.38% | $84K | Q4 2020 |
| New Jersey · Manufacturing · $500K – $1M | 7(a) | 4 | P+2.13% | $838K | Q1 2025 |
| New Jersey · Manufacturing · Under $150K | 7(a) | 4 | P+2.13% | $80K | Q3 2021 |
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