STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
314
2010–2026
Total Volume
$62M
Gross loan amounts
States Active
4
With recorded loans
Programs
7(a) & 504
314 total segments
Merrimack County Savings Bank has a strong focus on existing businesses, with 58% of their deals supporting established companies. This makes them a solid choice for borrowers looking to expand or refinance an existing operation.
With an average 7(a) spread of P+1.43%, Merrimack County Savings Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings over the life of your loan.
The bank's growth trend is impressive, with a 154% year-over-year increase in SBA deals. This suggests they are actively expanding their lending capabilities, which could improve your chances of approval.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 45 504 loans, which use fixed SBA debenture rates.
States where Merrimack County Savings Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Administrative & Waste Services
Administrative & Waste Services
Specialty Trade Contractors
Construction
Manufacturing
Manufacturing
Retail Trade
Retail Trade
Wholesale Trade
Wholesale Trade
Other Health Practitioners
Health Care & Social Assistance
Auto Repair & Maintenance
Other Services
+ 7 more
All recorded SBA lending activity for Merrimack County Savings Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New Hampshire · Restaurants & Food Service · Under $150K | 7(a) | 33 | P+1.50% | $68K | Q4 2025 |
| New Hampshire · Administrative & Waste Services · Under $150K | 7(a) | 30 | P+1.50% | $52K | Q2 2025 |
| New Hampshire · Specialty Trade Contractors · Under $150K | 7(a) | 22 | P+2.00% | $73K | Q3 2025 |
| New Hampshire · Manufacturing · Under $150K | 7(a) | 15 | P+1.50% | $70K | Q1 2023 |
| New Hampshire · Retail Trade · Under $150K | 7(a) | 10 | P+2.00% | $77K | Q1 2025 |
| New Hampshire · Auto Repair & Maintenance · Under $150K | 7(a) | 9 | P+2.25% | $51K | Q3 2025 |
| New Hampshire · Other Health Practitioners · Under $150K | 7(a) | 7 | P+1.75% | $60K | Q1 2025 |
| New Hampshire · Manufacturing · $150K – $350K | 7(a) | 6 | P+1.38% | $265K | Q3 2019 |
| New Hampshire · Wholesale Trade · Under $150K | 7(a) | 6 | P+2.00% | $80K | Q3 2018 |
| New Hampshire · Finance & Insurance · Under $150K | 7(a) | 6 | P+1.63% | $94K | Q3 2021 |
| New Hampshire · Building Construction · Under $150K | 7(a) | 5 | P+1.75% | $42K | Q3 2024 |
| New Hampshire · Food & Beverage Stores · Under $150K | 7(a) | 5 | P+1.75% | $44K | Q2 2025 |
| New Hampshire · Miscellaneous Retail · Under $150K | 7(a) | 5 | P+1.75% | $61K | Q4 2023 |
| New Hampshire · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+0.70% | $186K | Q1 2025 |
| New Hampshire · Other Repair & Services · Under $150K | 7(a) | 4 | P+1.50% | $38K | Q2 2017 |
| New Hampshire · Transportation & Warehousing · Under $150K | 7(a) | 4 | P+1.88% | $24K | Q2 2024 |
| New Hampshire · Management & IT Consulting · Under $150K | 7(a) | 4 | P+1.38% | $60K | Q3 2016 |
| New Hampshire · Wholesale Trade · $500K – $1M | 7(a) | 4 | P+0.88% | $823K | Q4 2025 |
| New Hampshire · Education · Under $150K | 7(a) | 4 | P+2.00% | $78K | Q2 2017 |
| New Hampshire · Real Estate · $500K – $1M | 504 | 4 | — | $701K | Q2 2022 |
| New Hampshire · General Merchandise · Under $150K | 7(a) | 4 | P+1.63% | $27K | Q1 2020 |
| New Hampshire · Restaurants & Food Service · $350K – $500K | 7(a) | 4 | P+0.07% | $432K | Q1 2025 |
| New Hampshire · Arts, Entertainment & Recreation · Under $150K | 7(a) | 3 | P+2.00% | $57K | Q4 2017 |
| New Hampshire · Finance & Insurance · $150K – $350K | 7(a) | 3 | P+1.75% | $218K | Q1 2025 |
| New Hampshire · Auto Dealers & Parts · Under $150K | 7(a) | 3 | P+2.00% | $23K | Q3 2017 |
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