STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
97
2010–2026
Total Volume
$39M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
97 total segments
Ledyard National Bank has a strong focus on existing businesses, with 57% of its deals supporting established companies. This is beneficial if you're looking to expand or refinance an existing operation.
With an average 7(a) spread of P+1.73%, Ledyard offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The bank's deal volume has declined by 11% year-over-year, indicating a potential tightening of lending criteria. If you're considering applying, be prepared for a possibly more rigorous approval process.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 20 504 loans, which use fixed SBA debenture rates.
States where Ledyard National Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Physician & Dental Offices
Health Care & Social Assistance
Hotels & Accommodation
Accommodation & Food Services
Manufacturing
Manufacturing
Retail Trade
Retail Trade
Wholesale Trade
Wholesale Trade
Miscellaneous Retail
Retail Trade
General Merchandise
Retail Trade
+ 7 more
All recorded SBA lending activity for Ledyard National Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New Hampshire · Retail Trade · Under $150K | 7(a) | 5 | P+2.63% | $55K | Q1 2013 |
| Vermont · Physician & Dental Offices · Under $150K | 7(a) | 4 | P+2.50% | $61K | Q2 2010 |
| New Hampshire · Manufacturing · Under $150K | 7(a) | 4 | P+2.00% | $33K | Q2 2011 |
| New Hampshire · Physician & Dental Offices · Under $150K | 7(a) | 4 | P+2.25% | $70K | Q4 2012 |
| New Hampshire · Restaurants & Food Service · $1M – $2M | 7(a) | 3 | P+0.95% | $1.4M | Q4 2023 |
| New Hampshire · Real Estate · Under $150K | 7(a) | 3 | P+2.50% | $88K | Q4 2010 |
| New Hampshire · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+0.75% | $200K | Q4 2025 |
| New Hampshire · Restaurants & Food Service · Under $150K | 7(a) | 3 | P+1.25% | $50K | Q4 2025 |
| Vermont · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+1.75% | $27K | Q3 2010 |
| New Hampshire · Physician & Dental Offices · $150K – $350K | 7(a) | 2 | P+1.87% | $215K | Q4 2012 |
| Vermont · Hotels & Accommodation · $1M – $2M | 504 | 2 | — | $1.9M | Q4 2024 |
| New Hampshire · General Merchandise · Under $150K | 7(a) | 2 | P+2.75% | $5K | Q2 2013 |
| New Hampshire · Gas Stations · Under $150K | 7(a) | 2 | P+2.12% | $38K | Q1 2010 |
| Vermont · Wholesale Trade · $350K – $500K | 7(a) | 2 | P+2.25% | $450K | Q2 2011 |
| New Hampshire · Hotels & Accommodation · $1M – $2M | 7(a) | 2 | P+0.75% | $1.1M | Q4 2010 |
| New Hampshire · Transportation & Warehousing · Under $150K | 7(a) | 2 | P+2.50% | $35K | Q4 2010 |
| New Hampshire · Building Construction · $150K – $350K | 504 | 2 | — | $247K | Q2 2025 |
| New Hampshire · Engineering & Architecture · Under $150K | 7(a) | 2 | P+2.38% | $43K | Q3 2012 |
| New Hampshire · Specialty Trade Contractors · $150K – $350K | 504 | 2 | — | $300K | Q3 2025 |
| Vermont · Auto Dealers & Parts · Under $150K | 7(a) | 2 | P+2.25% | $140K | Q2 2010 |
| Vermont · General Merchandise · $150K – $350K | 7(a) | 2 | P+2.63% | $256K | Q2 2010 |
| Vermont · Restaurants & Food Service · Under $150K | 7(a) | 1 | P+0.75% | $13K | Q2 2010 |
| Vermont · Manufacturing · $1M – $2M | 7(a) | 1 | P+-1.51% | $1.8M | Q1 2020 |
| Vermont · Wholesale Trade · $150K – $350K | 7(a) | 1 | P+2.25% | $350K | Q2 2012 |
| Vermont · Wholesale Trade · $2M – $5M | 7(a) | 1 | P+0.52% | $2.8M | Q1 2021 |
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