STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
111
2010–2026
Total Volume
$39M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
111 total segments
Hawaii National Bank has a strong focus on 504 loans, making up 33% of their total SBA deals. This is significantly higher than the national average of about 18%. If you're looking for financing for real estate or equipment, this lender could be a good fit.
With an average 7(a) spread of P+2.18%, Hawaii National Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The lender's growth trend shows a 60% increase in deals year-over-year, indicating a strong upward trajectory. This suggests they are actively expanding their lending capabilities, which could mean more favorable terms for borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 37 504 loans, which use fixed SBA debenture rates.
States where Hawaii National Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Specialty Trade Contractors
Construction
Restaurants & Food Service
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Building Construction
Construction
Transportation & Warehousing
Transportation & Warehousing
Physician & Dental Offices
Health Care & Social Assistance
Auto Dealers & Parts
Retail Trade
Miscellaneous Retail
Retail Trade
+ 7 more
All recorded SBA lending activity for Hawaii National Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Hawaii · Specialty Trade Contractors · Under $150K | 7(a) | 11 | P+3.25% | $74K | Q3 2015 |
| Hawaii · Restaurants & Food Service · $150K – $350K | 7(a) | 7 | P+2.25% | $259K | Q3 2025 |
| Hawaii · Restaurants & Food Service · Under $150K | 7(a) | 6 | P+2.25% | $84K | Q3 2022 |
| Hawaii · Specialty Trade Contractors · $150K – $350K | 504 | 6 | — | $235K | Q1 2021 |
| Hawaii · Specialty Trade Contractors · $150K – $350K | 7(a) | 5 | P+2.75% | $228K | Q1 2014 |
| Hawaii · Restaurants & Food Service · $500K – $1M | 504 | 3 | — | $801K | Q3 2025 |
| Hawaii · Wholesale Trade · Under $150K | 7(a) | 3 | P+2.25% | $123K | Q4 2014 |
| Hawaii · Building Construction · Under $150K | 7(a) | 3 | P+2.30% | $88K | Q1 2011 |
| Hawaii · Transportation & Warehousing · Under $150K | 7(a) | 3 | P+2.25% | $105K | Q3 2016 |
| Hawaii · Manufacturing · Under $150K | 7(a) | 3 | P+2.25% | $75K | Q4 2012 |
| Hawaii · Personal Care (Salons, Spas) · Under $150K | 7(a) | 2 | P+-1.13% | $109K | Q1 2025 |
| Hawaii · Building Construction · $500K – $1M | 7(a) | 2 | P+2.50% | $694K | Q3 2014 |
| Hawaii · Transportation & Warehousing · $1M – $2M | 7(a) | 2 | P+1.38% | $1.4M | Q1 2023 |
| Hawaii · Physician & Dental Offices · $150K – $350K | 7(a) | 2 | P+1.50% | $296K | Q2 2025 |
| Hawaii · Miscellaneous Retail · Under $150K | 7(a) | 2 | P+3.25% | $40K | Q1 2013 |
| Hawaii · Wholesale Trade · $150K – $350K | 504 | 2 | — | $307K | Q3 2012 |
| Hawaii · Food & Beverage Stores · $150K – $350K | 7(a) | 2 | P+2.50% | $228K | Q1 2015 |
| Hawaii · Specialty Trade Contractors · $1M – $2M | 504 | 2 | — | $1.4M | Q3 2024 |
| Hawaii · Wholesale Trade · $150K – $350K | 7(a) | 2 | P+2.50% | $218K | Q1 2015 |
| Hawaii · Wholesale Trade · $350K – $500K | 7(a) | 2 | P+2.50% | $445K | Q4 2013 |
| Hawaii · Transportation & Warehousing · $2M – $5M | 504 | 1 | — | $2.2M | Q3 2025 |
| Hawaii · Wholesale Trade · $500K – $1M | 504 | 1 | — | $527K | Q1 2014 |
| Hawaii · Administrative & Waste Services · $500K – $1M | 504 | 1 | — | $701K | Q3 2013 |
| Hawaii · Physician & Dental Offices · $150K – $350K | 504 | 1 | — | $240K | Q3 2011 |
| Hawaii · Management & IT Consulting · Under $150K | 504 | 1 | — | $100K | Q1 2015 |
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