GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
2,373
2010–2026
Total Volume
$2.0B
Gross loan amounts
States Active
15
With recorded loans
Programs
7(a) & 504
2368 total segments
Fulton Bank has a strong focus on existing businesses, with 52% of their deals supporting established companies. This is beneficial for borrowers looking to expand or refinance an existing operation.
With an average 7(a) spread of P+2.41%, Fulton Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to lower overall borrowing costs for your loan.
Fulton Bank's 504 loan activity accounts for 9% of their total deals, which is lower than the national average of around 18%. If you're specifically looking for 504 loans, you may want to explore other lenders with a stronger focus in this area.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 215 504 loans, which use fixed SBA debenture rates.
States where Fulton Bank, National Association has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Food & Beverage Stores
Retail Trade
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Hotels & Accommodation
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Other Professional Services
Professional Services
Auto Repair & Maintenance
Other Services
+ 7 more
All recorded SBA lending activity for Fulton Bank, National Association, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New Jersey · Restaurants & Food Service · $500K – $1M | 7(a) | 76 | P+2.25% | $742K | Q2 2025 |
| New Jersey · Restaurants & Food Service · $1M – $2M | 7(a) | 65 | P+2.25% | $1.6M | Q4 2025 |
| New Jersey · Food & Beverage Stores · $500K – $1M | 7(a) | 51 | P+2.00% | $755K | Q1 2025 |
| New Jersey · Restaurants & Food Service · Under $150K | 7(a) | 44 | P+2.75% | $93K | Q3 2025 |
| New Jersey · Restaurants & Food Service · $150K – $350K | 7(a) | 40 | P+2.75% | $254K | Q1 2025 |
| New Jersey · Food & Beverage Stores · $1M – $2M | 7(a) | 38 | P+1.75% | $1.5M | Q1 2025 |
| New Jersey · Restaurants & Food Service · $2M – $5M | 7(a) | 33 | P+2.00% | $2.6M | Q2 2025 |
| Pennsylvania · Hotels & Accommodation · $2M – $5M | 7(a) | 30 | P+2.00% | $3.6M | Q1 2023 |
| Pennsylvania · Restaurants & Food Service · $150K – $350K | 7(a) | 27 | P+2.75% | $244K | Q2 2025 |
| New Jersey · Food & Beverage Stores · $2M – $5M | 7(a) | 23 | P+1.75% | $3.1M | Q3 2025 |
| New Jersey · Restaurants & Food Service · $350K – $500K | 7(a) | 20 | P+2.50% | $460K | Q4 2023 |
| New Jersey · Wholesale Trade · Under $150K | 7(a) | 18 | P+2.38% | $76K | Q3 2022 |
| Pennsylvania · Restaurants & Food Service · $500K – $1M | 7(a) | 18 | P+2.50% | $674K | Q3 2024 |
| Pennsylvania · Restaurants & Food Service · Under $150K | 7(a) | 18 | P+2.63% | $95K | Q4 2025 |
| Pennsylvania · Restaurants & Food Service · $1M – $2M | 7(a) | 17 | P+2.50% | $1.3M | Q2 2025 |
| New Jersey · Specialty Trade Contractors · Under $150K | 7(a) | 17 | P+2.75% | $94K | Q3 2023 |
| New Jersey · Manufacturing · $500K – $1M | 7(a) | 17 | P+2.25% | $774K | Q4 2025 |
| Pennsylvania · Administrative & Waste Services · Under $150K | 7(a) | 16 | P+5.88% | $39K | Q4 2024 |
| New Jersey · Retail Trade · Under $150K | 7(a) | 15 | P+2.75% | $80K | Q1 2020 |
| New Jersey · Specialty Trade Contractors · $150K – $350K | 7(a) | 15 | P+2.25% | $281K | Q2 2025 |
| New Jersey · Auto Repair & Maintenance · $1M – $2M | 7(a) | 15 | P+2.25% | $1.6M | Q3 2021 |
| Pennsylvania · Hotels & Accommodation · $1M – $2M | 7(a) | 14 | P+2.00% | $1.5M | Q2 2023 |
| Maryland · Restaurants & Food Service · $150K – $350K | 7(a) | 14 | P+2.75% | $264K | Q3 2025 |
| Pennsylvania · Manufacturing · Under $150K | 7(a) | 14 | P+2.17% | $81K | Q3 2024 |
| New Jersey · Hotels & Accommodation · $2M – $5M | 7(a) | 13 | P+2.00% | $3.7M | Q2 2023 |
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Real experiences from borrowers who closed SBA loans with Fulton Bank, National Association.
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