STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
88
2010–2025
Total Volume
$34M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
88 total segments
Most active in New Hampshire (93% of deals) and focuses heavily on manufacturing (14% of deals).
With a median 7(a) spread of P + 1.49%, First Seacoast Bank prices well below the national median of P + 2.00% — competitive pricing is a clear strength here.
Manufacturing makes up 14% of First Seacoast Bank's deals — 3.2x the national average. This is a clear specialist, not a generalist who happens to do some manufacturing lending.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 38 504 loans, which use fixed SBA debenture rates.
States where First Seacoast Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Auto Repair & Maintenance
Other Services
Other Professional Services
Professional Services
Administrative & Waste Services
Administrative & Waste Services
Auto Dealers & Parts
Retail Trade
Transportation & Warehousing
Transportation & Warehousing
Physician & Dental Offices
Health Care & Social Assistance
Restaurants & Food Service
Accommodation & Food Services
+ 7 more
All recorded SBA lending activity for First Seacoast Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New Hampshire · Auto Repair & Maintenance · $150K – $350K | 504 | 4 | — | $256K | Q4 2022 |
| New Hampshire · Retail Trade · Under $150K | 7(a) | 3 | P+1.50% | $50K | Q4 2016 |
| New Hampshire · Specialty Trade Contractors · Under $150K | 7(a) | 3 | P+1.75% | $94K | Q2 2019 |
| New Hampshire · Finance & Insurance · Under $150K | 7(a) | 2 | P+1.25% | $75K | Q1 2019 |
| New Hampshire · Auto Dealers & Parts · Under $150K | 7(a) | 2 | P+1.88% | $50K | Q2 2023 |
| New Hampshire · Auto Repair & Maintenance · $150K – $350K | 7(a) | 2 | P+0.63% | $286K | Q4 2022 |
| New Hampshire · Manufacturing · $150K – $350K | 504 | 2 | — | $186K | Q2 2011 |
| New Hampshire · Auto Repair & Maintenance · Under $150K | 504 | 2 | — | $138K | Q2 2015 |
| New Hampshire · Manufacturing · Under $150K | 7(a) | 2 | P+2.63% | $139K | Q3 2012 |
| New Hampshire · Management & IT Consulting · Under $150K | 504 | 2 | — | $118K | Q3 2013 |
| New Hampshire · Education · Under $150K | 7(a) | 2 | P+1.00% | $20K | Q3 2019 |
| New Hampshire · Food & Beverage Stores · Under $150K | 7(a) | 2 | P+1.63% | $53K | Q2 2020 |
| New Hampshire · Physician & Dental Offices · $150K – $350K | 7(a) | 2 | P+-2.00% | $213K | Q2 2024 |
| New Hampshire · Administrative & Waste Services · Under $150K | 504 | 2 | — | $123K | Q2 2021 |
| New Hampshire · Other Professional Services · $150K – $350K | 504 | 2 | — | $222K | Q3 2025 |
| New Hampshire · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+2.00% | $50K | Q1 2016 |
| New Hampshire · Transportation & Warehousing · Under $150K | 7(a) | 2 | P+1.50% | $64K | Q1 2022 |
| New Hampshire · Manufacturing · $1M – $2M | 7(a) | 1 | P+0.50% | $1.2M | Q1 2019 |
| New Hampshire · Manufacturing · $500K – $1M | 7(a) | 1 | P+1.75% | $890K | Q4 2009 |
| New Hampshire · Retail Trade · $150K – $350K | 7(a) | 1 | P+2.00% | $230K | Q1 2013 |
| New Hampshire · Finance & Insurance · $350K – $500K | 7(a) | 1 | P+1.50% | $400K | Q3 2025 |
| New Hampshire · Administrative & Waste Services · Under $150K | 7(a) | 1 | P+2.00% | $50K | Q1 2012 |
| New Hampshire · Administrative & Waste Services · $150K – $350K | 7(a) | 1 | P+1.00% | $250K | Q1 2016 |
| New Hampshire · Administrative & Waste Services · $350K – $500K | 7(a) | 1 | P+1.00% | $500K | Q4 2020 |
| New Hampshire · Arts, Entertainment & Recreation · Under $150K | 7(a) | 1 | P+3.25% | $50K | Q4 2013 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with First Seacoast Bank.
No reviews yet. Be the first to review First Seacoast Bank.