GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
814
2010–2026
Total Volume
$743M
Gross loan amounts
States Active
39
With recorded loans
Programs
7(a) & 504
814 total segments
First Business Bank has a strong focus on established businesses, with 36% of their deals supporting existing businesses. This could be advantageous if you're looking to expand an already operational company.
With an average 7(a) spread of P+2.51%, First Business Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money over the life of your loan.
The lender's growth trend shows a decline of 11% year-over-year, indicating they may be tightening their lending criteria. This could make it more challenging to secure a loan if you're a first-time borrower.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 48 504 loans, which use fixed SBA debenture rates.
Top 15 of 39 states where First Business Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Specialty Trade Contractors
Construction
Administrative & Waste Services
Administrative & Waste Services
Management & IT Consulting
Professional Services
Retail Trade
Retail Trade
Wholesale Trade
Wholesale Trade
+ 7 more
All recorded SBA lending activity for First Business Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Kansas · Manufacturing · $150K – $350K | 7(a) | 8 | P+2.75% | $210K | Q4 2017 |
| Kansas · Specialty Trade Contractors · $150K – $350K | 7(a) | 7 | P+2.75% | $281K | Q2 2015 |
| Kansas · Manufacturing · Under $150K | 7(a) | 7 | P+2.75% | $69K | Q3 2017 |
| Wisconsin · Manufacturing · $500K – $1M | 7(a) | 7 | P+2.25% | $648K | Q4 2021 |
| Kansas · Specialty Trade Contractors · Under $150K | 7(a) | 7 | P+2.75% | $102K | Q1 2016 |
| Missouri · Administrative & Waste Services · Under $150K | 7(a) | 7 | P+2.75% | $84K | Q3 2015 |
| Kansas · Wholesale Trade · $2M – $5M | 7(a) | 6 | P+2.75% | $4.2M | Q4 2015 |
| Wisconsin · Manufacturing · $1M – $2M | 7(a) | 6 | P+2.58% | $1.3M | Q4 2022 |
| California · Restaurants & Food Service · $1M – $2M | 7(a) | 6 | P+1.88% | $1.4M | Q3 2025 |
| Wisconsin · Wholesale Trade · $1M – $2M | 7(a) | 6 | P+2.63% | $1.6M | Q2 2020 |
| Kansas · Food & Beverage Stores · $150K – $350K | 7(a) | 6 | P+2.75% | $260K | Q1 2017 |
| Missouri · Restaurants & Food Service · Under $150K | 7(a) | 5 | P+2.75% | $105K | Q2 2016 |
| Wisconsin · Restaurants & Food Service · $500K – $1M | 7(a) | 5 | P+2.75% | $707K | Q2 2024 |
| Missouri · Management & IT Consulting · Under $150K | 7(a) | 5 | P+3.00% | $53K | Q1 2015 |
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 5 | P+2.75% | $274K | Q1 2024 |
| Wisconsin · Restaurants & Food Service · $150K – $350K | 7(a) | 5 | P+2.75% | $246K | Q3 2019 |
| Wisconsin · Manufacturing · $500K – $1M | 504 | 5 | — | $663K | Q2 2023 |
| Missouri · Specialty Trade Contractors · Under $150K | 7(a) | 5 | P+3.00% | $74K | Q1 2015 |
| Wisconsin · Manufacturing · $2M – $5M | 7(a) | 5 | P+2.50% | $3.0M | Q2 2018 |
| Florida · Transportation & Warehousing · $500K – $1M | 7(a) | 4 | P+2.75% | $825K | Q3 2021 |
| Kansas · Other Repair & Services · $150K – $350K | 7(a) | 4 | P+2.75% | $274K | Q4 2016 |
| Kansas · Building Construction · $150K – $350K | 7(a) | 4 | P+2.75% | $219K | Q1 2016 |
| Wisconsin · Manufacturing · $150K – $350K | 7(a) | 4 | P+2.38% | $350K | Q3 2015 |
| Kansas · Management & IT Consulting · Under $150K | 7(a) | 4 | P+2.75% | $83K | Q1 2016 |
| Missouri · Manufacturing · $500K – $1M | 7(a) | 4 | P+2.75% | $958K | Q3 2016 |
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